Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Karhulan Kauppa-Rakennus Oy
Karhulan Kauppa-Rakennus Oy's registered office is Kotka. It is a limited company. The company was established on 1955-07-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €117,108 and operating profit was -€30,092.
Business ID 0159844-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0159844-6
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Kotka
- Company form
- Limited company
- Registration date
- 1955-07-08
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Eteläinen Karjalantie 7, 48600, Kotka
Postal address: Melkonkatu 28 D 15, 00210, Helsingfors
About Karhulan Kauppa-Rakennus Oy
Financial position and key figures for the company.
Karhulan Kauppa-Rakennus Oy's location municipality is Kotka. It is a limited company. The company was established on 1955-07-08. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €117,108 and operating profit was -€30,092. The latest retained financial statement for 2025-12-31 shows revenue of €117,108 and profit for the financial year of -€51,063. Based on the latest retained statement, revenue growth was +0.1%, operating margin was -25.7%, and equity ratio was -0.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.1%
Operating margin-25.7%
Equity ratio-0.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €39,053
Cash and bank€38Previous: €0
Retained earnings-€14,885Previous: -€6,944
Equity-€7,795Previous: €43,267
Liabilities€862,366Previous: €850,471
Current assets€379,235Previous: €396,453
Current liabilities€148,052Previous: €105,357
Revenue trend2 periods
€116,999
2024-12-31
€117,108
2025-12-31
Operating profit (loss) trend2 periods
€585,704
2024-12-31
-€30,092
2025-12-31
Profit (loss) for the financial year trend2 periods
€185,352
2024-12-31
-€51,063
2025-12-31
Assets trend2 periods
€507,031
2024-12-31
€854,570
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 46.7 % | -0.9 % |
| Current ratio | 0.00x | 0.00x |
| Operating profit margin | 79.6 % | -25.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0159844-6
VAT IDFI01598446
EU IDFIFPRO.0159844-6
MunicipalityKotka
Current registered entries
1955-07-08Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1994-06-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskKarhulan Kauppa-Rakennus Oy
Grade unchangedD · new analysis 2026-10-17
29/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
123 peersSolvency7%
Below 93% of peers
Profitability2%
Below 98% of peers
Liquidity11%
Below 89% of peers
Revenue growth59%
Better than 59% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings240 days after period end
157 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1729/100 · v0.15
D → DD
2026-09-19 23:1929/100 · v0.14
A3 → D · -46 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1475/100 · v0.14
A3 → A3A3
2026-09-1475/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 71 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-08-28
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-09.
This company profile has not been claimed yet
Karhulan Kauppa-Rakennus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.