Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Karhunvartija Holdings Oy
Karhunvartija Holdings Oy's registered office is Kerava. It is a limited company. The company was established on 2024-12-16. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€644.
Business ID 3492786-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3492786-7
- Sector
- Activities of holding companies
- Municipality
- Kerava
- Company form
- Limited company
- Registration date
- 2024-12-16
- Business ID registration date
- 2024-11-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haavikkopolku 1 K, 04260, Kerava
People and decision-makers
Laitinen Arto JuhaPuheenjohtaja
Tapio Markku AnteroVarsinainen jäsen
Toivonen Tanja MariaVarajäsen
About Karhunvartija Holdings Oy
Financial position and key figures for the company.
Karhunvartija Holdings Oy's location municipality is Kerava. It is a limited company. The company was established on 2024-12-16. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€644. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€800. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -19.1%.
Auxiliary business names
Public alternate names materialized from source observations.
Otso ravintolatRavintola Otso
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio-19.1%
Revenue€0Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€644Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€800Previous comparison not availablePrevious: No comparison value
Assets€4,200Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3492786-7
VAT IDFI34927867
EU IDFIFPRO.3492786-7
MunicipalityKerava
Current registered entries
2024-12-16Registered in Tax Administration (Tax Administration)
2024-12-16Registered in Patent and Registration Office (Trade Register)
2025-01-01Registered in Tax Administration (Employer Register)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Laitinen Arto JuhaPuheenjohtajaSources: 5 · Confidence: 78%
Tapio Markku AnteroVarsinainen jäsenSources: 4 · Confidence: 78%
Toivonen Tanja MariaVarajäsenSources: 2 · Confidence: 78%
Jukka PrepulaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskKarhunvartija Holdings Oy
Grade unchangedC · new analysis 2026-10-17
39/100
Medium
Limited financial evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1739/100 · v0.15
C → CC
2026-10-1539/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
80/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-04-01
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karhunvartija Holdings Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.