Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Karin rakennus- ja remontointipalvelut Oy
Karin rakennus- ja remontointipalvelut Oy's registered office is Järvenpää. It is a limited company. The company was established on 2021-03-02. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-07-31, revenue was €25,406 and operating profit was €204.
Business ID 3193742-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3193742-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Järvenpää
- Company form
- Limited company
- Registration date
- 2021-03-02
- Business ID registration date
- 2021-02-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Huhtakatu 14, 04400, Järvenpää
Phone: +358505973544Source observation
Email: [email protected]Source observation
People and decision-makers
Nevalainen Kari KaleviToimitusjohtaja
About Karin rakennus- ja remontointipalvelut Oy
Financial position and key figures for the company.
Karin rakennus- ja remontointipalvelut Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2021-03-02. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-07-31, revenue was €25,406 and operating profit was €204. The latest retained financial statement for 2025-07-31 shows revenue of €25,406 and profit for the financial year of €145. Based on the latest retained statement, revenue growth was -52.4%, operating margin was +0.8%, and equity ratio was +24.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
4
2
Combined source
Derived indicators
Revenue growth-52.4%
Operating margin0.8%
Equity ratio24.9%
Balance-sheet contextLatest financial period
Cash and bank€14,673Previous: €12,644
Retained earnings€4,059Previous: €3,136
Profit before taxes€181Previous: €1,153
Equity€4,205Previous: €4,059
Liabilities€12,709Previous: €9,909
Current assets€16,913Previous: €13,968
Current liabilities€12,709Previous: €9,909
Employees7Previous: No comparison value
Revenue trend4 periods
€30,716
2022-07-31
€20,122
2023-07-31
€53,392
2024-07-31
€25,406
2025-07-31
Operating profit (loss) trend2 periods
€1,093
2024-07-31
€204
2025-07-31
Profit (loss) for the financial year trend4 periods
€3,639
2022-07-31
-€502
2023-07-31
€923
2024-07-31
€145
2025-07-31
Assets trend4 periods
€18,509
2022-07-31
€15,695
2023-07-31
€13,968
2024-07-31
€16,913
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
31/100 · Declining
Current ratioSatisfactory
38/100 · Declining
Operating profit marginPassable
52/100 · Declining
Ratio history
| Ratio | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|
| Equity ratio | 19.7 % | 20.0 % | 29.1 % | 24.9 % |
| Current ratio | - | - | 1.28x | 1.15x |
| Operating profit margin | - | - | 2.0 % | 0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3193742-9
VAT IDFI31937429
EU IDFIFPRO.3193742-9
MunicipalityJärvenpää
Current registered entries
2021-02-25VAT-liable for business activity in Tax Administration (VAT Register)
2021-02-25Registered in Tax Administration (Prepayment Register)
2021-03-02Registered in Tax Administration (Tax Administration)
2021-03-02Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Nevalainen Kari KaleviToimitusjohtajaSources: 5 · Confidence: 78%
Nevalainen Johanna AnnikaVarsinainen jäsenSources: 4 · Confidence: 78%
Norrlin Anne KaarinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKarin rakennus- ja remontointipalvelut Oy
Grade unchangedB3 · new analysis 2026-10-17
47/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
59 peersSolvency36%
Below 64% of peers
Profitability53%
Close to the peer-group midpoint
Liquidity66%
Better than 66% of peers
Revenue growth32%
Below 68% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings156 days after period end
156 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sharp year-over-year revenue drop
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-10-17 12:4547/100 · v0.14
B3 → B3- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B3
2026-09-1547/100 · v0.14
B3 → B3- Revenue: Volatile
- Profitability: Stable
- Solvency: Improving
B3
2026-09-1447/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
48/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-01-03
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karin rakennus- ja remontointipalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.