Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Karina&Jussi Consulting Oy
Karina&Jussi Consulting Oy's registered office is Korsholm. It is a limited company. The company was established on 2022-12-01. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2024-12-31, revenue was €26,059 and operating profit was -€2,060.
Business ID 3326301-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3326301-8
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Korsholm
- Company form
- Limited company
- Registration date
- 2022-12-01
- Business ID registration date
- 2022-11-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Bölentie 6, 65610, Korsholm
Website: https://kaju.fiSource observation
About Karina&Jussi Consulting Oy
Financial position and key figures for the company.
Karina&Jussi Consulting Oy's location municipality is Korsholm. It is a limited company. The company was established on 2022-12-01. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2024-12-31, revenue was €26,059 and operating profit was -€2,060. The latest retained financial statement for 2024-12-31 shows revenue of €26,059 and profit for the financial year of -€3,854. Based on the latest retained statement, revenue growth was +104.7%, operating margin was -7.9%, and equity ratio was +51.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth104.7%
Operating margin-7.9%
Equity ratio51.2%
Balance-sheet contextLatest financial period
Other operating income€1,062Previous: €2,822
Cash and bank€4,924Previous: €4,840
Retained earnings€8,747Previous: €0
Equity€4,893Previous: €8,747
Liabilities€4,659Previous: €0
Current assets€8,357Previous: €8,747
Current liabilities€4,659Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
64/100 · Declining
Current ratioSatisfactory
35/100 · Declining
Operating profit marginWeak
31/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3326301-8
VAT IDFI33263018
EU IDFIFPRO.3326301-8
MunicipalityKorsholm
Current registered entries
2022-11-20VAT-liable for business activity in Tax Administration (VAT Register)
2022-11-20Registered in Tax Administration (Prepayment Register)
2022-12-01Registered in Tax Administration (Tax Administration)
2022-12-01Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryKarina&Jussi Consulting Oy
Grade unchangedB2 · new analysis 2026-10-18
59/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
57 peersSolvency56%
Better than 56% of peers
Profitability37%
Below 63% of peers
Liquidity63%
Better than 63% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings108 days after period end
108 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1859/100 · v0.15
B2 → B2B2
2026-10-03 14:5559/100 · v0.14
B2 → B2 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-04-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karina&Jussi Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.