Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Karisma-Invest Oy
Karisma-Invest Oy's registered office is Helsingfors. It is a limited company. The company was established on 1984-02-02. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,186,671 and operating profit was €27,608.
Business ID 0550663-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0550663-3
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1984-02-02
- Business ID registration date
- 1984-03-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pormestarinrinne 2 C 42, 00160, Helsingfors
Phone: +358405138007Source observation
Website: https://www.karismainvest.fiSource observation
People and decision-makers
Österlund KariToimitusjohtaja
About Karisma-Invest Oy
Financial position and key figures for the company.
Karisma-Invest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1984-02-02. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €1,186,671 and operating profit was €27,608. The latest retained financial statement for 2025-12-31 shows revenue of €1,186,671 and profit for the financial year of -€77,634. Based on the latest retained statement, revenue growth was +229.6%, operating margin was +2.4%, and equity ratio was +99.8%.
Auxiliary business names
Public alternate names materialized from source observations.
HotelmanSailkariSuomen Veneilyopisto
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on harjoittaa kauppaa osakkeilla, merkintäoikeuksilla, velkakirjoilla, optioilla ja termiineillä sekä muilla vastaavilla arvopapereilla, pääomasijoittamista, kiinteistöjen rakentamista, huoneisto- ja kiinteistökauppaa, kiinteistöjen, huoneistojen, koneiden ja kaluston vuokrausta, majoitus- ja ravitsemusliikettä sekä veneilyyn liittyvää koulutusta ja veneilyyn liittyvää muuta liiketoimintaa sekä muuta matkailuun liittyvää liiketoimintaa sekä harjoittaa liikkeenjohdon konsultointia, liiketaloudellista koulutusta, tutkimusta sekä muuta näihin läheisesti liittyvää toimintaa kaikilla tuotanto- ja liike-elämän aloilla Suomessa ja ulkomailla itse tai tytäryhtiöiden kautta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth229.6%
Operating margin2.4%
Equity ratio99.8%
Revenue€1,186,671+€826,676 (+229.6%) vs previous periodPrevious: €359,995
Operating profit (loss)€27,608+€32,693 (+642.9%) vs previous periodPrevious: -€5,085
Profit (loss) for the financial year-€77,634-€102,398 (-413.5%) vs previous periodPrevious: €24,764
Assets€2,709,879-€225,509 (-7.7%) vs previous periodPrevious: €2,935,388
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€120,000
2021-12-31
€117,514
2022-12-31
€224,977
2023-12-31
€359,995
2024-12-31
€1,186,671
2025-12-31
Operating profit (loss) trend5 periods
€5,000
2021-12-31
-€150,597
2022-12-31
-€880
2023-12-31
-€5,085
2024-12-31
€27,608
2025-12-31
Profit (loss) for the financial year trend5 periods
€1,079,000
2021-12-31
-€121,763
2022-12-31
-€142,057
2023-12-31
€24,764
2024-12-31
-€77,634
2025-12-31
Assets trend5 periods
€3,643,000
2021-12-31
€3,373,736
2022-12-31
€3,061,000
2023-12-31
€2,935,388
2024-12-31
€2,709,879
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginPassable
56/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 99.4 % | 99.3 % | 99.9 % | 99.9 % | 99.8 % |
| Current ratio | 59.80x | 48.20x | 297.00x | 117.00x | 62.70x |
| Operating profit margin | 4.2 % | -128.0 % | -0.4 % | -1.4 % | 2.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0550663-3
EU IDFIFPRO.0550663-3
MunicipalityHelsingfors
Current registered entries
1984-02-02Registered in Patent and Registration Office (Trade Register)
1984-03-19Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Österlund KariToimitusjohtajaSources: 3 · Confidence: 78%
Österlund Kari Johan FerdinandPuheenjohtajaSources: 3 · Confidence: 78%
Österlund Jori Ville FerdinandVarsinainen jäsenSources: 4 · Confidence: 78%
Prepula Jukka AnteroTilintarkastajaSources: 2 · Confidence: 78%
Österlund Kirsti-LiisaVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKarisma-Invest Oy
Grade upgradedA3 → A2 · new analysis 2026-10-18
83/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 3 consecutive periods
ProfitabilityImproving
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
607 peersSolvency90%
Better than 90% of peers
Profitability50%
Close to the peer-group midpoint
Liquidity96%
Better than 96% of peers
Revenue growth97%
Better than 97% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1883/100 · v0.15
A3 → A2 · +5 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Stable
A3
2026-09-1778/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 42 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-06-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karisma-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.