Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Karjalan asiamiestoimisto Oy
Karjalan asiamiestoimisto Oy's registered office is Savonlinna. It is a limited company. The company was established on 1995-01-11. It operates in the industry of wholesale of wood. In its latest retained statement for 2025-12-31, revenue was €834 and operating profit was €0.
Business ID 0994658-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0994658-0
- Sector
- Wholesale of wood
- Municipality
- Savonlinna
- Company form
- Limited company
- Registration date
- 1995-01-11
- Business ID registration date
- 1995-02-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Olavinkatu 44 A, 57100, Savonlinna
Phone: +358500399839Source observation
Website: https://byrokarelia.fiSource observation
People and decision-makers
Zhuk ValeriToimitusjohtaja
About Karjalan asiamiestoimisto Oy
Financial position and key figures for the company.
Karjalan asiamiestoimisto Oy's location municipality is Savonlinna. It is a limited company. The company was established on 1995-01-11. It operates in the industry of wholesale of wood. In its latest retained statement for 2025-12-31, revenue was €834 and operating profit was €0. The latest retained financial statement for 2025-12-31 shows revenue of €834 and profit for the financial year of -€2,000. Based on the latest retained statement, revenue growth was -95.3%, operating margin was +0.0%, and equity ratio was -89.1%.
Auxiliary business names
Public alternate names materialized from source observations.
Nikita Zhuk ConsultingSonja Style
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-95.3%
Operating margin0.0%
Equity ratio-89.1%
Revenue€834-€16,774 (-95.3%) vs previous periodPrevious: €17,608
Operating profit (loss)€0-€11,895 (-100.0%) vs previous periodPrevious: €11,895
Profit (loss) for the financial year-€2,000-€12,195 (-119.6%) vs previous periodPrevious: €10,195
Assets€6,000-€1,000 (-14.3%) vs previous periodPrevious: €7,000
Balance-sheet contextLatest financial period
Employees2Previous: No comparison value
Revenue trend5 periods
€52,000
2021-12-31
€21,624
2022-12-31
€11,722
2023-12-31
€17,608
2024-12-31
€834
2025-12-31
Operating profit (loss) trend5 periods
-€57,000
2021-12-31
-€68,029
2022-12-31
€4,192
2023-12-31
€11,895
2024-12-31
€0
2025-12-31
Profit (loss) for the financial year trend5 periods
-€61,000
2021-12-31
-€61,231
2022-12-31
€1,638
2023-12-31
€10,195
2024-12-31
-€2,000
2025-12-31
Assets trend5 periods
€82,000
2021-12-31
€6,279
2022-12-31
€9,244
2023-12-31
€7,000
2024-12-31
€6,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 3.7 % | -90.6 % | -86.4 % | -87.0 % | -89.1 % |
| Current ratio | 0.04x | 0.03x | 0.08x | 0.06x | 0.04x |
| Operating profit margin | -110.0 % | -309.0 % | 33.3 % | 66.7 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0994658-0
EU IDFIFPRO.0994658-0
MunicipalitySavonlinna
Current registered entries
1995-01-11Registered in Patent and Registration Office (Trade Register)
1995-02-10Registered in Tax Administration (Tax Administration)
1996-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Zhuk ValeriToimitusjohtajaSources: 3 · Confidence: 78%
Zhuk ValeriPuheenjohtajaSources: 1 · Confidence: 78%
Löppönen Esa OlaviVarsinainen jäsenSources: 3 · Confidence: 78%
Jylhä Harri OlaviTilintarkastajaSources: 2 · Confidence: 78%
Zhuk NikitaVarsinainen jäsenSources: 3 · Confidence: 78%
Liisa HämäläinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskKarjalan asiamiestoimisto Oy
Grade downgradedB3 → C · new analysis 2026-10-20
37/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
207 peersSolvency12%
Below 88% of peers
Profitability44%
Below 56% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth3%
Below 97% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-2037/100 · v0.15
B3 → C · -4 points- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
- New risk factor: Weak current ratio.
B3
2026-10-1241/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
43/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-04-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-30.
This company profile has not been claimed yet
Karjalan asiamiestoimisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.