Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Karppiset & co Oy
Karppiset & co Oy's registered office is Nurmijärvi. It is a limited company. The company was established on 2018-03-09. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-06-30, revenue was €41,120 and operating profit was -€856.
Business ID 2900608-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2900608-6
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Nurmijärvi
- Company form
- Limited company
- Registration date
- 2018-03-09
- Business ID registration date
- 2018-03-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rinnekuja 4 B, 01900, Nurmijärvi
Phone: +358456338941Source observation
Email: [email protected]Source observation
Website: https://www.karppiset-co.fiSource observation
People and decision-makers
Karppinen Arto Veikko IlmariToimitusjohtaja
Mervi Kaarina KarppinenToimitusjohtajan sijainen (3/2018)
About Karppiset & co Oy
Financial position and key figures for the company.
Karppiset & co Oy's location municipality is Nurmijärvi. It is a limited company. The company was established on 2018-03-09. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-06-30, revenue was €41,120 and operating profit was -€856. The latest retained financial statement for 2025-06-30 shows revenue of €41,120 and profit for the financial year of -€861. Based on the latest retained statement, revenue growth was -5.7%, operating margin was -2.1%, and equity ratio was +78.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth-5.7%
Operating margin-2.1%
Equity ratio78.1%
Revenue€41,120-€2,464 (-5.7%) vs previous periodPrevious: €43,584
Operating profit (loss)-€856+€1,960 (+69.6%) vs previous periodPrevious: -€2,815
Profit (loss) for the financial year-€861+€1,907 (+68.9%) vs previous periodPrevious: -€2,768
Assets€18,808+€175 (+0.9%) vs previous periodPrevious: €18,633
Balance-sheet contextLatest financial period
Employees0Previous: 0
Revenue trend5 periods
€35,240
2021-06-30
€35,734
2022-06-30
€63,915
2023-06-30
€43,584
2024-06-30
€41,120
2025-06-30
Operating profit (loss) trend5 periods
-€537
2021-06-30
€7,697
2022-06-30
€8,237
2023-06-30
-€2,815
2024-06-30
-€856
2025-06-30
Profit (loss) for the financial year trend5 periods
-€1,179
2021-06-30
€7,841
2022-06-30
€6,527
2023-06-30
-€2,768
2024-06-30
-€861
2025-06-30
Assets trend5 periods
€10,129
2021-06-30
€18,394
2022-06-30
€20,192
2023-06-30
€18,633
2024-06-30
€18,808
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
98/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
45/100 · Improving
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | - | - | 90.7 % | 83.4 % | 78.1 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -1.5 % | 21.5 % | 12.9 % | -6.5 % | -2.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2900608-6
VAT IDFI29006086
EU IDFIFPRO.2900608-6
MunicipalityNurmijärvi
Current registered entries
2018-03-09Registered in Tax Administration (Tax Administration)
2018-03-09Registered in Patent and Registration Office (Trade Register)
2018-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-06-01Registered in Tax Administration (Prepayment Register)
2018-08-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Karppinen Arto Veikko IlmariToimitusjohtajaSources: 5 · Confidence: 78%
Mervi Kaarina KarppinenToimitusjohtajan sijainen (3/2018)Sources: 2 · Confidence: 76%
Karppinen Mervi KaarinaPuheenjohtajaSources: 4 · Confidence: 78%
Karppinen Kalle ArtturiVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKarppiset & co Oy
Grade unchangedB1 · new analysis 2026-10-17
64/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
76 peersSolvency70%
Better than 70% of peers
Profitability26%
Below 74% of peers
Revenue growth30%
Below 70% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1764/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-2165/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-11-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karppiset & co Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.