Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Karttaako Oy
Karttaako Oy's registered office is Kotka. It is a limited company. The company was established on 1988-09-21. It operates in the industry of engineering design and technical consultancy incidental to urban planning. In its latest retained statement for 2026-01-31, revenue was €280,310 and operating profit was €59,689.
Business ID 0716512-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0716512-3
- Sector
- Engineering design and technical consultancy incidental to urban planning
- Municipality
- Kotka
- Company form
- Limited company
- Registration date
- 1988-09-21
- Business ID registration date
- 1988-10-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Metsontie 41, 48220, Kotka
Website: https://www.karttaako.fiSource observation
About Karttaako Oy
Financial position and key figures for the company.
Karttaako Oy's location municipality is Kotka. It is a limited company. The company was established on 1988-09-21. It operates in the industry of engineering design and technical consultancy incidental to urban planning. In its latest retained statement for 2026-01-31, revenue was €280,310 and operating profit was €59,689. The latest retained financial statement for 2026-01-31 shows revenue of €280,310 and profit for the financial year of €45,010. Based on the latest retained statement, revenue growth was -22.2%, operating margin was +21.3%, and equity ratio was +62.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-22.2%
Operating margin21.3%
Equity ratio62.1%
Balance-sheet contextLatest financial period
Cash and bank€67,356Previous: €192,953
Retained earnings€27,092Previous: €178,796
Equity€80,125Previous: €233,011
Liabilities€48,909Previous: €14,438
Current assets€109,034Previous: €241,179
Current liabilities€48,909Previous: €14,438
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
78/100 · Declining
Current ratioSatisfactory
46/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0716512-3
VAT IDFI07165123
EU IDFIFPRO.0716512-3
MunicipalityKotka
Current registered entries
1988-09-21Registered in Patent and Registration Office (Trade Register)
1988-10-27Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKarttaako Oy
Grade unchangedA2 · new analysis 2026-10-18
85/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
57 peersSolvency51%
Close to the peer-group midpoint
Profitability82%
Better than 82% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings167 days after period end
167 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1885/100 · v0.15
A2 → A2A2
2026-09-26 16:2185/100 · v0.14
A3 → A2 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 38 years of registry continuity.
Registry and status signalsErittäin vahva
92/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
29 register eventsLatest event: 2026-07-17
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karttaako Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.