Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Karttulan Lääkäripalvelut Oy
Karttulan Lääkäripalvelut Oy's registered office is Karttula. It is a limited company. The company was established on 2015-01-14. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €427,000 and operating profit was €201,000.
Business ID 2662539-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2662539-1
- Sector
- Medical specialists activities
- Municipality
- Karttula
- Company form
- Limited company
- Registration date
- 2015-01-14
- Business ID registration date
- 2014-12-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kissakuusentie 2-4, 72100, Karttula
Phone: +358173831000Source observation
Email: [email protected]Source observation
Website: http://www.karttulanlaakaripalvelut.fiSource observation
People and decision-makers
Jolkkonen Esa AnteroToimitusjohtaja
About Karttulan Lääkäripalvelut Oy
Financial position and key figures for the company.
Karttulan Lääkäripalvelut Oy's location municipality is Karttula. It is a limited company. The company was established on 2015-01-14. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €427,000 and operating profit was €201,000. The latest retained financial statement for 2025-12-31 shows revenue of €427,000 and profit for the financial year of €159,000. Based on the latest retained statement, revenue growth was -12.0%, operating margin was +47.1%, and equity ratio was +80.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Lääkäriasema tarjoaa yleislääkäripalveluja, lisäksi myös kotikäyntimahdollisuus.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-12.0%
Operating margin47.1%
Equity ratio80.0%
Revenue€427,000-€58,000 (-12.0%) vs previous periodPrevious: €485,000
Operating profit (loss)€201,000-€45,000 (-18.3%) vs previous periodPrevious: €246,000
Profit (loss) for the financial year€159,000-€36,000 (-18.5%) vs previous periodPrevious: €195,000
Assets€246,000-€15,000 (-5.7%) vs previous periodPrevious: €261,000
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€501,000
2021-12-31
€506,000
2022-12-31
€488,000
2023-12-31
€485,000
2024-12-31
€427,000
2025-12-31
Operating profit (loss) trend5 periods
€297,000
2021-12-31
€237,000
2022-12-31
€242,000
2023-12-31
€246,000
2024-12-31
€201,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€235,000
2021-12-31
€188,000
2022-12-31
€190,000
2023-12-31
€195,000
2024-12-31
€159,000
2025-12-31
Assets trend5 periods
€313,000
2021-12-31
€253,000
2022-12-31
€255,000
2023-12-31
€261,000
2024-12-31
€246,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 76.7 % | 76.7 % | 77.3 % | 88.9 % | 80.0 % |
| Current ratio | 5.72x | 5.00x | 1.69x | 8.65x | 13.90x |
| Operating profit margin | 59.3 % | 46.8 % | 49.6 % | 50.7 % | 47.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2662539-1
EU IDFIFPRO.2662539-1
MunicipalityKarttula
Current registered entries
2015-01-14Registered in Patent and Registration Office (Trade Register)
2015-02-01Registered in Tax Administration (Prepayment Register)
2015-02-16Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Jolkkonen Esa AnteroToimitusjohtajaSources: 2 · Confidence: 78%
Jolkkonen Esa AnteroVarsinainen jäsenSources: 1 · Confidence: 78%
Jolkkonen Kirsi LeenaVarajäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKarttulan Lääkäripalvelut Oy
Grade upgradedA3 → A2 · new analysis 2026-10-20
87/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyVolatile
LiquidityImproving · 2 consecutive periods
Same industry, size and age groupDescriptive comparison – does not change the model score.
60 peersSolvency37%
Below 63% of peers
Profitability81%
Better than 81% of peers
Liquidity90%
Better than 90% of peers
Revenue growth22%
Below 78% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-2087/100 · v0.15
A3 → A2 · +12 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Volatile
A3
2026-10-0675/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
94/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-07-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Karttulan Lääkäripalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.