Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
Karunen Oy
Karunen Oy's registered office is Sadonmaa. It is a limited company. The company was established on 2020-09-10. It operates in the industry of non-scheduled passenger transport by road. In its latest retained statement for 2025-09-30, revenue was €522,844 and operating profit was €3,424.
Business ID 3157091-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3157091-1
- Sector
- Non-scheduled passenger transport by road
- Municipality
- Sadonmaa
- Company form
- Limited company
- Registration date
- 2020-09-10
- Business ID registration date
- 2020-09-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Murronharjuntie 1100, 31950, Sadonmaa
Phone: +358400741580Source observation
Email: [email protected]Source observation
People and decision-makers
Karunen Timo IlmariToimitusjohtaja
Karunen Matti TapioToimitusjohtajan sijainen
About Karunen Oy
Financial position and key figures for the company.
Karunen Oy's location municipality is Sadonmaa. It is a limited company. The company was established on 2020-09-10. It operates in the industry of non-scheduled passenger transport by road. In its latest retained statement for 2025-09-30, revenue was €522,844 and operating profit was €3,424. The latest retained financial statement for 2025-09-30 shows revenue of €522,844 and profit for the financial year of -€20,437. Based on the latest retained statement, revenue growth was +106.7%, operating margin was +0.7%, and equity ratio was +3.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
5
2
Combined source
Derived indicators
Revenue growth106.7%
Operating margin0.7%
Equity ratio3.6%
Balance-sheet contextLatest financial period
Other operating income€196Previous: €1,456
Cash and bank€23,365Previous: €37,529
Retained earnings€34,154Previous: €88,995
Equity€13,717Previous: €34,154
Liabilities€366,876Previous: €398,224
Current assets€112,244Previous: €113,170
Current liabilities€133,542Previous: €106,557
Revenue trend4 periods
€191,992
2022-09-30
€211,574
2023-09-30
€252,955
2024-09-30
€522,844
2025-09-30
Operating profit (loss) trend2 periods
-€52,921
2024-09-30
€3,424
2025-09-30
Profit (loss) for the financial year trend4 periods
€26,288
2022-09-30
€45,560
2023-09-30
-€54,842
2024-09-30
-€20,437
2025-09-30
Assets trend3 periods
€140,286
2022-09-30
€95,292
2023-09-30
€380,593
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
5/100 · Declining
Current ratioWeak
6/100 · Declining
Operating profit marginPassable
52/100 · Improving
Ratio history
| Ratio | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|
| Equity ratio | 31.0 % | 93.4 % | - | 3.6 % |
| Current ratio | - | - | - | 0.17x |
| Operating profit margin | - | - | -20.8 % | 0.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3157091-1
VAT IDFI31570911
EU IDFIFPRO.3157091-1
MunicipalitySadonmaa
Current registered entries
2020-09-09Registered in Tax Administration (Employer Register)
2020-09-09VAT-liable for business activity in Tax Administration (VAT Register)
2020-09-09Registered in Tax Administration (Prepayment Register)
2020-09-10Registered in Tax Administration (Tax Administration)
2020-09-10Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Karunen Timo IlmariToimitusjohtajaSources: 4 · Confidence: 78%
Karunen Matti TapioToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Karunen Timo IlmariVarsinainen jäsenSources: 1 · Confidence: 72%
Marko SaloPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKarunen Oy
Grade unchangedB3 · new analysis 2026-10-17
46/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 3 consecutive periods
ProfitabilityImproving
SolvencyNot enough history
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
63 peersSolvency24%
Below 76% of peers
Profitability29%
Below 71% of peers
Liquidity45%
Below 55% of peers
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings213 days after period end
170 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1746/100 · v0.15
B3 → B3B3
2026-09-16 04:2746/100 · v0.14
B2 → B3 · -10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Limited financial evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Limited financial evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
47/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karunen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.