Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Karvalan Unski Oy
Karvalan Unski Oy's registered office is Karvala. It is a limited company. The company was established on 2022-12-19. It operates in the industry of coffee houses and other non-alcoholic beverage serving activities. In its latest retained statement for 2025-12-31, revenue was €237,861 and operating profit was €5,992.
Business ID 3330074-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3330074-7
- Sector
- Coffee houses and other non-alcoholic beverage serving activities
- Municipality
- Karvala
- Company form
- Limited company
- Registration date
- 2022-12-19
- Business ID registration date
- 2022-12-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Karvalankuja 2, 62630, Karvala
People and decision-makers
Saariaho Heli TuuliaToimitusjohtaja
About Karvalan Unski Oy
Financial position and key figures for the company.
Karvalan Unski Oy's location municipality is Karvala. It is a limited company. The company was established on 2022-12-19. It operates in the industry of coffee houses and other non-alcoholic beverage serving activities. In its latest retained statement for 2025-12-31, revenue was €237,861 and operating profit was €5,992. The latest retained financial statement for 2025-12-31 shows revenue of €237,861 and profit for the financial year of €4,679. Based on the latest retained statement, revenue growth was +5.0%, operating margin was +2.4%, and equity ratio was +31.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth5.0%
Operating margin2.4%
Equity ratio31.0%
Revenue€237,861+€11,235 (+5.0%) vs previous periodPrevious: €226,626
Operating profit (loss)€5,992-€20,172 (-77.1%) vs previous periodPrevious: €26,164
Profit (loss) for the financial year€4,679-€15,969 (-77.3%) vs previous periodPrevious: €20,648
Assets€97,913+€15,209 (+18.4%) vs previous periodPrevious: €82,704
Balance-sheet contextLatest financial period
Profit before taxes€5,874Previous: No comparison value
Employees1Previous: 1
Revenue trend3 periods
€132,179
2023-12-31
€226,626
2024-12-31
€237,861
2025-12-31
Operating profit (loss) trend3 periods
€6,536
2023-12-31
€26,164
2024-12-31
€5,992
2025-12-31
Profit (loss) for the financial year trend3 periods
€5,061
2023-12-31
€20,648
2024-12-31
€4,679
2025-12-31
Assets trend3 periods
€55,008
2023-12-31
€82,704
2024-12-31
€97,913
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
39/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
56/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 9.2 % | 31.1 % | 31.0 % |
| Current ratio | - | - | - |
| Operating profit margin | 4.6 % | 11.1 % | 2.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3330074-7
VAT IDFI33300747
EU IDFIFPRO.3330074-7
MunicipalityKarvala
Current registered entries
2022-12-07VAT-liable for business activity in Tax Administration (VAT Register)
2022-12-07Registered in Tax Administration (Prepayment Register)
2022-12-19Registered in Tax Administration (Tax Administration)
2022-12-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Saariaho Heli TuuliaToimitusjohtajaSources: 4 · Confidence: 78%
Saariaho Veli-Matti MikaelVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryKarvalan Unski Oy
Grade unchangedB2 · new analysis 2026-10-17
53/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
61 peersSolvency49%
Close to the peer-group midpoint
Profitability64%
Better than 64% of peers
Revenue growth72%
Better than 72% of peers
Supporting factors
- Coordinated recovery across 2 financial domains
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1753/100 · v0.15
B2 → B2- Evidence quality: Strong financial evidence → Usable financial evidence.
B2
2026-10-0553/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-05-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karvalan Unski Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.