Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Karvian Sähköpalvelu Oy
Karvian Sähköpalvelu Oy's registered office is Karvia. It is a limited company. The company was established on 1993-06-16. It operates in the industry of electrical installation.
Business ID 0927932-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0927932-7
- Sector
- Electrical installation
- Municipality
- Karvia
- Company form
- Limited company
- Registration date
- 1993-06-16
- Business ID registration date
- 1993-05-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Härkäkorventie 19, 39930, Karvia
About Karvian Sähköpalvelu Oy
Financial position and key figures for the company.
Karvian Sähköpalvelu Oy's location municipality is Karvia. It is a limited company. The company was established on 1993-06-16. It operates in the industry of electrical installation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +55.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Equity ratio55.9%
Balance-sheet contextLatest financial period
Inventory€32,143Previous: €29,461
Cash and bank€52,344Previous: €57,171
Retained earnings€83,602Previous: €90,192
Equity€86,240Previous: €93,502
Liabilities€68,133Previous: €64,349
Current assets€127,576Previous: €125,821
Current liabilities€68,133Previous: €64,349
Operating profit (loss) trend3 periods
€2,548
2023-12-31
€49,024
2024-12-31
€1,087
2025-12-31
Profit (loss) for the financial year trend3 periods
-€2,141
2023-12-31
€39,923
2024-12-31
€811
2025-12-31
Assets trend3 periods
€159,318
2023-12-31
€157,851
2024-12-31
€154,373
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
70/100 · Declining
Current ratioSatisfactory
41/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 63.2 % | 59.2 % | 55.9 % |
| Current ratio | 1.88x | 1.35x | 1.24x |
| Operating profit margin | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0927932-7
VAT IDFI09279327
EU IDFIFPRO.0927932-7
MunicipalityKarvia
Current registered entries
1993-05-24Registered in Tax Administration (Tax Administration)
1993-06-01Registered in Tax Administration (Employer Register)
1993-06-16Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1999-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKarvian Sähköpalvelu Oy
Grade unchangedB1 · new analysis 2026-10-17
68/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
36 peersSolvency44%
Below 56% of peers
Liquidity50%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings223 days after period end
223 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1768/100 · v0.15
B1 → B1B1
2026-09-21 09:4268/100 · v0.14
B1 → B1 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1462/100 · v0.14
B1 → B1B1
2026-09-1462/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-08-11
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Karvian Sähköpalvelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.