Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Kasvuheimo Oy
Kasvuheimo Oy's registered office is Tampere. It is a limited company. The company was established on 2020-08-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €80,729 and operating profit was -€9,341.
Business ID 3128811-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3128811-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2020-08-28
- Business ID registration date
- 2020-03-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kirjavaisenkatu 2 B 11, 33560, Tampere
About Kasvuheimo Oy
Financial position and key figures for the company.
Kasvuheimo Oy's location municipality is Tampere. It is a limited company. The company was established on 2020-08-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €80,729 and operating profit was -€9,341. The latest retained financial statement for 2025-12-31 shows revenue of €80,729 and profit for the financial year of -€14,962. Based on the latest retained statement, revenue growth was -56.8%, operating margin was -11.6%, and equity ratio was +96.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-56.8%
Operating margin-11.6%
Equity ratio96.4%
Balance-sheet contextLatest financial period
Inventory€494,027Previous: €460,364
Cash and bank€2,795Previous: €82,511
Retained earnings€479,453Previous: €576,747
Equity€488,540Previous: €547,203
Liabilities€18,111Previous: €1,651
Current assets€502,577Previous: €544,663
Current liabilities€18,111Previous: €1,651
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
21/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3128811-5
EU IDFIFPRO.3128811-5
MunicipalityTampere
Current registered entries
2020-08-28Registered in Patent and Registration Office (Trade Register)
2020-08-31Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKasvuheimo Oy
Grade unchangedB1 · new analysis 2026-09-25
68/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
64 peersSolvency73%
Better than 73% of peers
Profitability17%
Below 83% of peers
Liquidity89%
Better than 89% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings176 days after period end
204 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-25 02:1468/100 · v0.14
B1 → B1 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-08-19
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kasvuheimo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.