Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Kasvuvara Oy
Kasvuvara Oy's registered office is Oulu. It is a limited company. The company was established on 2017-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2862030-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2862030-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2017-10-24
- Business ID registration date
- 2017-10-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Taipaleentie 48, 90140, Oulu
People and decision-makers
Orvola Saara MargaretaPuheenjohtaja
Orvola Jorma KaleviVarsinainen jäsen
Orvola Nina ElisabethVarajäsen
About Kasvuvara Oy
Financial position and key figures for the company.
Kasvuvara Oy's location municipality is Oulu. It is a limited company. The company was established on 2017-10-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +18.2%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio18.2%
Operating profit (loss)-€2,084-€51 (-2.5%) vs previous periodPrevious: -€2,033
Profit (loss) for the financial year-€2,083-€51 (-2.5%) vs previous periodPrevious: -€2,032
Assets€1,164,701-€2,084 (-0.2%) vs previous periodPrevious: €1,166,784
Balance-sheet contextLatest financial period
Profit before taxes-€2,083Previous: -€2,032
Employees12Previous: 0
Operating profit (loss) trend4 periods
-€1,805
2022-12-31
-€1,926
2023-12-31
-€2,033
2024-12-31
-€2,084
2025-12-31
Profit (loss) for the financial year trend4 periods
€42,178
2022-12-31
€27,395
2023-12-31
-€2,032
2024-12-31
-€2,083
2025-12-31
Assets trend4 periods
€1,166,422
2022-12-31
€1,168,817
2023-12-31
€1,166,784
2024-12-31
€1,164,701
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
23/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 16.1 % | 18.5 % | 18.3 % | 18.2 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2862030-8
EU IDFIFPRO.2862030-8
MunicipalityOulu
Current registered entries
2017-10-24Registered in Patent and Registration Office (Trade Register)
2017-10-31Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Orvola Saara MargaretaPuheenjohtajaSources: 6 · Confidence: 78%
Orvola Jorma KaleviVarsinainen jäsenSources: 5 · Confidence: 78%
Orvola Nina ElisabethVarajäsenSources: 1 · Confidence: 78%
Nina OrvolaCo-Founder, Chairman of BoardSources: 1 · Confidence: 76%
Sami PostiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKasvuvara Oy
61/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
National Tier 1 comparisonDescriptive comparison – does not change the model score.
197 peersSolvency27%
Below 73% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- High balance-sheet leverage
B1
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-10-24
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kasvuvara Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.