Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Kelvos Oy
Kelvos Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-06-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,408,273 and operating profit was €209,635.
Business ID 3215691-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3215691-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-06-21
- Business ID registration date
- 2021-06-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Postal address: P.O. Box 29, 00131, Helsingfors
About Kelvos Oy
Financial position and key figures for the company.
Kelvos Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-06-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,408,273 and operating profit was €209,635. The latest retained financial statement for 2025-12-31 shows revenue of €1,408,273 and profit for the financial year of €167,576. Based on the latest retained statement, revenue growth was +17.5%, operating margin was +14.9%, and equity ratio was +80.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth17.5%
Operating margin14.9%
Equity ratio80.1%
Balance-sheet contextLatest financial period
Inventory€2,763,382Previous: €2,566,861
Cash and bank€11,789Previous: €16,683
Retained earnings€18,753Previous: €4,163
Equity€4,186,329Previous: €4,018,753
Liabilities€1,038,842Previous: €1,014,791
Current assets€2,775,171Previous: €2,583,544
Current liabilities€38,962Previous: €9,911
Revenue trend2 periods
€1,198,348
2024-12-31
€1,408,273
2025-12-31
Operating profit (loss) trend2 periods
€18,258
2024-12-31
€209,635
2025-12-31
Profit (loss) for the financial year trend2 periods
€14,590
2024-12-31
€167,576
2025-12-31
Assets trend2 periods
€5,033,544
2024-12-31
€5,225,171
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
87/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 79.8 % | 80.1 % |
| Current ratio | 260.67x | 71.23x |
| Operating profit margin | 1.5 % | 14.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3215691-5
EU IDFIFPRO.3215691-5
MunicipalityHelsingfors
Current registered entries
2021-06-21Registered in Patent and Registration Office (Trade Register)
2021-06-22Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKelvos Oy
Grade upgradedB1 → A2 · new analysis 2026-09-21
86/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same size nationallyDescriptive comparison – does not change the model score.
114 peersSolvency86%
Better than 86% of peers
Profitability80%
Better than 80% of peers
Liquidity99%
Better than 99% of peers
Revenue growth81%
Better than 81% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings29 days after period end
81 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-21 01:5086/100 · v0.14
B1 → A2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-01-29
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kelvos Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.