Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
KEM Tiimi Oy
KEM Tiimi Oy's registered office is Oulu. It is a limited company. The company was established on 2021-11-18. It operates in the industry of activities of holding companies.
Business ID 3247837-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3247837-5
- Sector
- Activities of holding companies
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2021-11-18
- Business ID registration date
- 2021-11-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tukkipuuntie 39, 90420, Oulu
About KEM Tiimi Oy
Financial position and key figures for the company.
KEM Tiimi Oy's location municipality is Oulu. It is a limited company. The company was established on 2021-11-18. It operates in the industry of activities of holding companies. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +4.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio4.0%
Balance-sheet contextLatest financial period
Cash and bank€307Previous: €405
Retained earnings€2,255Previous: €3,328
Equity€3,591Previous: €2,255
Liabilities€86,716Previous: €88,150
Current assets€307Previous: €405
Current liabilities€66Previous: €0
Operating profit (loss) trend2 periods
-€1,073
2023-12-31
-€598
2024-12-31
Profit (loss) for the financial year trend2 periods
-€1,073
2023-12-31
€1,336
2024-12-31
Assets trend2 periods
€90,405
2023-12-31
€90,307
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
5/100 · Improving
Current ratioGood
100/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 2.5 % | 4.0 % |
| Current ratio | - | 4.66x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3247837-5
EU IDFIFPRO.3247837-5
MunicipalityOulu
Current registered entries
2021-11-18Registered in Patent and Registration Office (Trade Register)
2021-11-22Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryKEM Tiimi Oy
Grade unchangedB2 · new analysis 2026-10-17
50/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
37 peersSolvency27%
Below 73% of peers
Liquidity57%
Better than 57% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings60 days after period end
114 days after period end
3 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1750/100 · v0.15
B2 → B2B2
2026-09-23 01:0850/100 · v0.14
B2 → B2 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1357/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
80/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-04-29
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
KEM Tiimi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.