Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Kerub Invest Oy
Kerub Invest Oy's registered office is Kangasala. It is a limited company. The company was established on 2021-06-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €178,242 and operating profit was €14,714.
Business ID 3212799-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3212799-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Kangasala
- Company form
- Limited company
- Registration date
- 2021-06-09
- Business ID registration date
- 2021-05-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ukintie 10, 36200, Kangasala
About Kerub Invest Oy
Financial position and key figures for the company.
Kerub Invest Oy's location municipality is Kangasala. It is a limited company. The company was established on 2021-06-09. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €178,242 and operating profit was €14,714. The latest retained financial statement for 2024-12-31 shows revenue of €178,242 and profit for the financial year of €14,072. Based on the latest retained statement, revenue growth was +393.7%, operating margin was +8.3%, and equity ratio was +3.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth393.7%
Operating margin8.3%
Equity ratio3.8%
Balance-sheet contextLatest financial period
Other operating income€13,950Previous: €10,100
Inventory€1,020,749Previous: €1,041,371
Cash and bank€27,162Previous: €21,580
Retained earnings-€115,200Previous: -€137,470
Equity€48,873Previous: €34,800
Liabilities€1,222,981Previous: €1,146,537
Current assets€1,053,835Previous: €1,067,509
Current liabilities€2,981Previous: €26,537
Revenue trend2 periods
€23,258
2022-12-31
€178,242
2024-12-31
Operating profit (loss) trend2 periods
-€129,762
2022-12-31
€14,714
2024-12-31
Profit (loss) for the financial year trend2 periods
-€129,762
2022-12-31
€14,072
2024-12-31
Assets trend2 periods
€1,133,601
2022-12-31
€1,271,854
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
5/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
69/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | 1.1 % | 3.8 % |
| Current ratio | 948.56x | 351.50x |
| Operating profit margin | -539.4 % | 7.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3212799-7
VAT IDFI32127997
EU IDFIFPRO.3212799-7
MunicipalityKangasala
Current registered entries
2021-06-09Registered in Patent and Registration Office (Trade Register)
2021-06-22Registered in Tax Administration (Tax Administration)
2023-06-05VAT-liable for business activity in Tax Administration (VAT Register)
2023-06-05Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKerub Invest Oy
Grade unchangedB1 · new analysis 2026-10-18
60/100
High
Strong financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
187 peersSolvency13%
Below 87% of peers
Profitability69%
Better than 69% of peers
Liquidity94%
Better than 94% of peers
Revenue growth97%
Better than 97% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings127 days after period end
126 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1860/100 · v0.15
B1 → B1B1
2026-09-24 14:5860/100 · v0.14
B1 → B1 · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kerub Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.