Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Kervola Accounts Oy
Kervola Accounts Oy's registered office is Joensuu. It is a limited company. The company was established on 2015-09-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2024-12-31, revenue was €74,913 and operating profit was €6,333.
Business ID 2708202-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2708202-6
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2015-09-16
- Business ID registration date
- 2015-09-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Torikatu 30, 80100, Joensuu
Website: https://kervolaaccounts.fiSource observation
About Kervola Accounts Oy
Financial position and key figures for the company.
Kervola Accounts Oy's location municipality is Joensuu. It is a limited company. The company was established on 2015-09-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2024-12-31, revenue was €74,913 and operating profit was €6,333. The latest retained financial statement for 2024-12-31 shows revenue of €74,913 and profit for the financial year of €5,261. Based on the latest retained statement, revenue growth was +829.0%, operating margin was +8.5%, and equity ratio was +5.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth829.0%
Operating margin8.5%
Equity ratio5.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €1,994
Cash and bank€9,801Previous: €1,340
Advances received€1,000Previous: €1,000
Retained earnings-€6,375Previous: €2,156
Equity€1,386Previous: -€3,875
Liabilities€24,191Previous: €10,669
Current assets€18,693Previous: €3,419
Current liabilities€19,191Previous: €10,669
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Improving
Current ratioPassable
17/100 · Improving
Operating profit marginSatisfactory
71/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2708202-6
VAT IDFI27082026
EU IDFIFPRO.2708202-6
MunicipalityJoensuu
Current registered entries
2015-09-01Registered in Tax Administration (Employer Register)
2015-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-09-01Registered in Tax Administration (Prepayment Register)
2015-09-16Registered in Tax Administration (Tax Administration)
2015-09-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKervola Accounts Oy
Grade unchangedB1 · new analysis 2026-10-17
61/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
42 peersSolvency12%
Below 88% of peers
Profitability55%
Better than 55% of peers
Liquidity55%
Better than 55% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings183 days after period end
183 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1761/100 · v0.15
B1 → B1B1
2026-09-20 08:2561/100 · v0.14
A3 → B1 · -12 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1473/100 · v0.14
A3 → A3A3
2026-09-1473/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-11-25
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kervola Accounts Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.