Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Keskimatkat Oy
Keskimatkat Oy's registered office is Söörmarkku. It is a limited company. The company was established on 1994-06-22. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €104,895 and operating profit was €1,547.
Business ID 0975339-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0975339-1
- Sector
- Travel agency activities
- Municipality
- Söörmarkku
- Company form
- Limited company
- Registration date
- 1994-06-22
- Business ID registration date
- 1994-09-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanha Söörmarkuntie 13, 29570, Söörmarkku
Phone: +358449810444Source observation
Email: [email protected]Source observation
Website: https://www.keskimatkat.fiSource observation
People and decision-makers
Keskinen Pertti AnteroPuheenjohtaja
Keskinen Maija-LeenaVarsinainen jäsen
Keskinen-Gibs Marika KatariinaVarajäsen
About Keskimatkat Oy
Financial position and key figures for the company.
Keskimatkat Oy's location municipality is Söörmarkku. It is a limited company. The company was established on 1994-06-22. It operates in the industry of travel agency activities. In its latest retained statement for 2025-12-31, revenue was €104,895 and operating profit was €1,547. The latest retained financial statement for 2025-12-31 shows revenue of €104,895 and profit for the financial year of -€439. Based on the latest retained statement, revenue growth was +92.8%, operating margin was +1.5%, and equity ratio was -70.8%.
Auxiliary business names
Public alternate names materialized from source observations.
Aputoiminimi kumottu
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
Combined source
Derived indicators
Revenue growth92.8%
Operating margin1.5%
Equity ratio-70.8%
Balance-sheet contextLatest financial period
Other operating income€6,000Previous: €13,370
Cash and bank€44,875Previous: €26,585
Advances received€592Previous: €19
Retained earnings-€58,448Previous: -€54,216
Equity-€50,887Previous: -€50,448
Liabilities€122,793Previous: €121,818
Current assets€71,716Previous: €71,117
Current liabilities€7,421Previous: €6,446
Revenue trend6 periods
€122,227
2020-12-31
€68,873
2021-12-31
€38,732
2022-12-31
€56,645
2023-12-31
€54,415
2024-12-31
€104,895
2025-12-31
Operating profit (loss) trend6 periods
€2,010
2020-12-31
€19,759
2021-12-31
-€6,166
2022-12-31
-€5,612
2023-12-31
-€4,166
2024-12-31
€1,547
2025-12-31
Profit (loss) for the financial year trend6 periods
€818
2020-12-31
€22,772
2021-12-31
-€7,022
2022-12-31
-€6,288
2023-12-31
-€4,232
2024-12-31
-€439
2025-12-31
Assets trend6 periods
€79,599
2020-12-31
€94,207
2021-12-31
€80,335
2022-12-31
€74,195
2023-12-31
€71,370
2024-12-31
€71,905
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Equity ratio | -70.0 % | -34.9 % | -49.7 % | -62.3 % | -70.7 % | -71.4 % |
| Current ratio | - | - | - | - | - | 6.05x |
| Operating profit margin | 1.4 % | 12.3 % | -11.0 % | -7.2 % | -6.2 % | 1.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0975339-1
VAT IDFI09753391
EU IDFIFPRO.0975339-1
MunicipalitySöörmarkku
Current registered entries
1994-06-22Registered in Patent and Registration Office (Trade Register)
1994-09-13Registered in Tax Administration (Tax Administration)
2003-04-01Registered in Tax Administration (Employer Register)
2003-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2005-04-19Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Keskinen Pertti AnteroPuheenjohtajaSources: 5 · Confidence: 78%
Keskinen-Gibs Marika KatariinaVarajäsenSources: 2 · Confidence: 78%
Raitaniemi Mervi JohannaTilintarkastajaSources: 2 · Confidence: 78%
Keskinen Maija-LeenaVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKeskimatkat Oy
Grade unchangedB3 · new analysis 2026-10-17
49/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
1467 peersSolvency5%
Below 95% of peers
Profitability31%
Below 69% of peers
Liquidity90%
Better than 90% of peers
Revenue growth94%
Better than 94% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings220 days after period end
220 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB3
2026-10-1749/100 · v0.15
B3 → B3 · +7 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Deteriorating
B3
2026-09-1542/100 · v0.14
B3 → B3- Evidence quality: Registry and statistical evidence → Usable financial evidence.
- New risk factor: Negative equity.
B3
2026-09-1442/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-08-08
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Keskimatkat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.