Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kiilainvest Oy
Kiilainvest Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2020-02-06. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,562 and operating profit was €2,271.
Business ID 3116344-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3116344-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 2020-02-06
- Business ID registration date
- 2020-02-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Revonhäntä 8, 40400, Jyväskylä
About Kiilainvest Oy
Financial position and key figures for the company.
Kiilainvest Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2020-02-06. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €3,562 and operating profit was €2,271. The latest retained financial statement for 2025-12-31 shows revenue of €3,562 and profit for the financial year of €44,740. Based on the latest retained statement, revenue growth was +11.8%, operating margin was +63.8%, and equity ratio was +55.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
1
PRH/XBRL financial statement
Derived indicators
Revenue growth11.8%
Operating margin63.8%
Equity ratio55.2%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €582
Cash and bank€21,455Previous: €43,981
Retained earnings€158,285Previous: €124,094
Equity€203,025Previous: €175,345
Liabilities€164,465Previous: €168,890
Current assets€108,780Previous: €85,525
Current liabilities€164,465Previous: €168,890
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
69/100 · Improving
Current ratioWeak
4/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3116344-3
VAT IDFI31163443
EU IDFIFPRO.3116344-3
MunicipalityJyväskylä
Current registered entries
2020-02-03Registered in Tax Administration (Prepayment Register)
2020-02-06Registered in Tax Administration (Tax Administration)
2020-02-06Registered in Patent and Registration Office (Trade Register)
2020-03-12VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKiilainvest Oy
Grade unchangedA3 · new analysis 2026-10-17
77/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
53 peersSolvency53%
Close to the peer-group midpoint
Profitability85%
Better than 85% of peers
Liquidity48%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings154 days after period end
141 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1777/100 · v0.15
A3 → A3A3
2026-09-20 10:1177/100 · v0.14
B1 → A3 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1466/100 · v0.14
B1 → B1B1
2026-09-1466/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-05-07
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kiilainvest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.