Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Kiinteistö Oy Seniori-Saimaa
Kiinteistö Oy Seniori-Saimaa's registered office is Lappeenranta. It is a limited company. The company was established on 2011-03-28. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €138,000 and operating profit was €64,598.
Business ID 2389354-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2389354-2
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Lappeenranta
- Company form
- Limited company
- Registration date
- 2011-03-28
- Business ID registration date
- 2011-02-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Villimiehenkatu 1, 53100, Lappeenranta
Postal address: P.O. Box 11, 53101, Lappeenranta
People and decision-makers
Katri TolvanenToimitusjohtaja
About Kiinteistö Oy Seniori-Saimaa
Financial position and key figures for the company.
Kiinteistö Oy Seniori-Saimaa's location municipality is Lappeenranta. It is a limited company. The company was established on 2011-03-28. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €138,000 and operating profit was €64,598. The latest retained financial statement for 2025-12-31 shows revenue of €138,000 and profit for the financial year of €66,879. Based on the latest retained statement, revenue growth was +15.0%, operating margin was +46.8%, and equity ratio was +92.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth15.0%
Operating margin46.8%
Equity ratio92.9%
Revenue€138,000+€18,000 (+15.0%) vs previous periodPrevious: €120,000
Operating profit (loss)€64,598+€58,374 (+938.0%) vs previous periodPrevious: €6,224
Profit (loss) for the financial year€66,879+€56,684 (+556.0%) vs previous periodPrevious: €10,195
Assets€1,689,410+€68,760 (+4.2%) vs previous periodPrevious: €1,620,651
Balance-sheet contextLatest financial period
Profit before taxes€66,879Previous: €10,195
Revenue trend4 periods
€140,000
2022-12-31
€133,333
2023-12-31
€120,000
2024-12-31
€138,000
2025-12-31
Operating profit (loss) trend4 periods
€45,919
2022-12-31
-€33,182
2023-12-31
€6,224
2024-12-31
€64,598
2025-12-31
Profit (loss) for the financial year trend4 periods
€46,082
2022-12-31
-€28,186
2023-12-31
€10,195
2024-12-31
€66,879
2025-12-31
Assets trend4 periods
€1,643,592
2022-12-31
€1,636,530
2023-12-31
€1,620,651
2024-12-31
€1,689,410
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 92.5 % | 91.2 % | 92.7 % | 92.9 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 32.8 % | -24.9 % | 5.2 % | 46.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2389354-2
EU IDFIFPRO.2389354-2
MunicipalityLappeenranta
Current registered entries
2011-03-01Registered in Tax Administration (Employer Register)
2011-03-17Registered in Tax Administration (Tax Administration)
2011-03-28Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Katri TolvanenToimitusjohtajaSources: 1 · Confidence: 76%
Jani PaappanenHallitus: puheenjohtajaSources: 1 · Confidence: 76%
Ville ValtanenHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Kimmo ValtonenHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Ulla-Maija TuomelaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKiinteistö Oy Seniori-Saimaa
Grade unchangedA2 · new analysis 2026-10-18
86/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
340 peersSolvency84%
Better than 84% of peers
Profitability83%
Better than 83% of peers
Revenue growth82%
Better than 82% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 2 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA2
2026-10-1886/100 · v0.15
A2 → A2 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-2788/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-05-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kiinteistö Oy Seniori-Saimaa shows public core facts. A company representative can claim the profile, update public information, and access owner tools.