Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Kiinteistönvälitys Sari Palomäki LKV Oy
Kiinteistönvälitys Sari Palomäki LKV Oy's registered office is Hyvinkää. It is a limited company. The company was established on 2020-12-21. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €151,775 and operating profit was -€188.
Business ID 3176011-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3176011-7
- Sector
- Intermediation service activities for real estate activities
- Municipality
- Hyvinkää
- Company form
- Limited company
- Registration date
- 2020-12-21
- Business ID registration date
- 2020-12-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hämeenkatu 6, 05800, Hyvinkää
Postal address: Lopentie 19 B 16, 11100, Riihimäki
About Kiinteistönvälitys Sari Palomäki LKV Oy
Financial position and key figures for the company.
Kiinteistönvälitys Sari Palomäki LKV Oy's location municipality is Hyvinkää. It is a limited company. The company was established on 2020-12-21. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €151,775 and operating profit was -€188. The latest retained financial statement for 2025-12-31 shows revenue of €151,775 and profit for the financial year of -€2,394. Based on the latest retained statement, revenue growth was -43.1%, operating margin was -0.1%, and equity ratio was +75.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
3
PRH/XBRL financial statement
Derived indicators
Revenue growth-43.1%
Operating margin-0.1%
Equity ratio75.7%
Balance-sheet contextLatest financial period
Other operating income€14,418Previous: €10,755
Cash and bank€20,634Previous: €30,219
Retained earnings€147,134Previous: €102,504
Equity€166,239Previous: €177,283
Liabilities€53,437Previous: €59,183
Current assets€60,457Previous: €112,699
Current liabilities€38,792Previous: €35,287
Revenue trend3 periods
€192,768
2023-12-31
€266,818
2024-12-31
€151,775
2025-12-31
Operating profit (loss) trend3 periods
€29,633
2023-12-31
€70,331
2024-12-31
-€188
2025-12-31
Profit (loss) for the financial year trend3 periods
€19,940
2023-12-31
€53,279
2024-12-31
-€2,394
2025-12-31
Assets trend3 periods
€192,426
2023-12-31
€236,466
2024-12-31
€219,677
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
95/100 · Improving
Current ratioPassable
18/100 · Declining
Operating profit marginWeak
50/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 66.9 % | 75.0 % | 75.7 % |
| Current ratio | 0.59x | 0.86x | 0.53x |
| Operating profit margin | 14.6 % | 25.3 % | -0.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3176011-7
VAT IDFI31760117
EU IDFIFPRO.3176011-7
MunicipalityHyvinkää
Current registered entries
2020-12-21Registered in Tax Administration (Tax Administration)
2020-12-21Registered in Patent and Registration Office (Trade Register)
2021-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2021-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKiinteistönvälitys Sari Palomäki LKV Oy
Grade unchangedB3 · new analysis 2026-10-18
49/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityVolatile
Same industry and sizeDescriptive comparison – does not change the model score.
49 peersSolvency69%
Better than 69% of peers
Profitability10%
Below 90% of peers
Liquidity55%
Better than 55% of peers
Revenue growth6%
Below 94% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings113 days after period end
118 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1849/100 · v0.15
B3 → B3B3
2026-09-23 17:2249/100 · v0.14
B2 → B3 · -9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
60/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-23
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kiinteistönvälitys Sari Palomäki LKV Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.