Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kiinteistönvälitys Tanja Heinonen Oy LKV
Kiinteistönvälitys Tanja Heinonen Oy LKV's registered office is Jämsä. It is a limited company. The company was established on 2017-03-16. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €868,798 and operating profit was €107,786.
Business ID 2821540-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2821540-9
- Sector
- Intermediation service activities for real estate activities
- Municipality
- Jämsä
- Company form
- Limited company
- Registration date
- 2017-03-16
- Business ID registration date
- 2017-03-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Keskuskatu 8, 42100, Jämsä
Phone: +358504638663Source observation
Website: https://www.spkoti.fi/jamsaSource observation
Linkedin profile: https://www.linkedin.com/company/sp-kotiSource: company website
Instagram profile: https://www.instagram.com/spkotiSource: company website
Linkedin profile: https://fi.linkedin.com/company/sp-kotiSource: company website
Facebook profile: https://www.facebook.com/spkoti.fiSource: company website
People and decision-makers
Heinonen Tanja Sanna MaariaToimitusjohtaja
About Kiinteistönvälitys Tanja Heinonen Oy LKV
Financial position and key figures for the company.
Kiinteistönvälitys Tanja Heinonen Oy LKV's location municipality is Jämsä. It is a limited company. The company was established on 2017-03-16. It operates in the industry of intermediation service activities for real estate activities. In its latest retained statement for 2025-12-31, revenue was €868,798 and operating profit was €107,786. The latest retained financial statement for 2025-12-31 shows revenue of €868,798 and profit for the financial year of €69,302. Based on the latest retained statement, revenue growth was not currently available, operating margin was +11.8%, and equity ratio was +47.0%.
Auxiliary business names
Public alternate names materialized from source observations.
Kipinä LKV
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Operating margin11.8%
Equity ratio47.0%
Revenue€868,798Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€107,786+€44,056 (+69.1%) vs previous periodPrevious: €63,729
Profit (loss) for the financial year€69,302+€28,706 (+70.7%) vs previous periodPrevious: €40,596
Assets€1,012,071-€145,847 (-12.6%) vs previous periodPrevious: €1,157,918
Balance-sheet contextLatest financial period
Profit before taxes€85,408Previous: €53,358
Employees11Previous: 10
Revenue trend3 periods
€584,340
2021-12-31
€853,329
2022-12-31
€868,798
2025-12-31
Operating profit (loss) trend5 periods
€221,267
2021-12-31
€29,144
2022-12-31
€83,276
2023-12-31
€63,729
2024-12-31
€107,786
2025-12-31
Profit (loss) for the financial year trend5 periods
€175,742
2021-12-31
€18,630
2022-12-31
€51,661
2023-12-31
€40,596
2024-12-31
€69,302
2025-12-31
Assets trend5 periods
€641,013
2021-12-31
€761,469
2022-12-31
€926,424
2023-12-31
€1,157,918
2024-12-31
€1,012,071
2025-12-31
Additional financial figures
The company's financial figures across different years.
Revenue 2025€868,798
Profit for the financial year 2025€69,302
Balance sheet total 2025€1,012,071
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €868,798 | - | - | €853,329 | €584,340 |
| Revenue growth | - | - | - | 46 % | 49,1 % |
| Operating profit | €107,786 | €63,729 | €83,276 | €29,144 | €221,267 |
| EBIT margin | 11,8 % | - | - | 3,3 % | 37,3 % |
| Profit for the financial year | €69,302 | €40,596 | €51,661 | €18,630 | €175,742 |
| Profit before taxes | €85,408 | €53,358 | €64,759 | €24,061 | €220,049 |
| Equity ratio | 47 % | 38,1 % | 47 % | 53,4 % | 65,4 % |
| Balance sheet total | €1,012,071 | €1,157,918 | €926,424 | €761,469 | €641,013 |
| Employees | 11 | 10 | 9 | 7 | 3 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioSatisfactory
59/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
80/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 65.4 % | 53.4 % | 47.0 % | 38.1 % | 47.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 37.3 % | 3.3 % | - | - | 11.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2821540-9
VAT IDFI28215409
EU IDFIFPRO.2821540-9
MunicipalityJämsä
Current registered entries
2017-03-10VAT-liable for business activity in Tax Administration (VAT Register)
2017-03-10Registered in Tax Administration (Prepayment Register)
2017-03-16Registered in Tax Administration (Tax Administration)
2017-03-16Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Heinonen Tanja Sanna MaariaToimitusjohtajaSources: 3 · Confidence: 78%
Heinonen Mikael Johannes KalervoVarajäsenSources: 2 · Confidence: 78%
Robert Olavi Nikolai HeinonenHallitus: varajäsenSources: 1 · Confidence: 76%
Heinonen Tanja Sanna MaariaVarsinainen jäsenSources: 1 · Confidence: 72%
Hietaniemi Markus TapioTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKiinteistönvälitys Tanja Heinonen Oy LKV
Grade unchangedA3 · new analysis 2026-10-20
73/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
35 peersSolvency43%
Below 57% of peers
Profitability43%
Below 57% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2073/100 · v0.15
A3 → A3- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-1373/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-04-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-29.
This company profile has not been claimed yet
Kiinteistönvälitys Tanja Heinonen Oy LKV shows public core facts. A company representative can claim the profile, update public information, and access owner tools.