Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kiinteistöyhtiö Svaara Oy
Kiinteistöyhtiö Svaara Oy's registered office is Tornio. It is a limited company. The company was established on 2020-07-23. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €53,350 and operating profit was €11,689.
Business ID 3145725-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3145725-7
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Tornio
- Company form
- Limited company
- Registration date
- 2020-07-23
- Business ID registration date
- 2020-07-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kantojärventie 340, 95590, Tornio
About Kiinteistöyhtiö Svaara Oy
Financial position and key figures for the company.
Kiinteistöyhtiö Svaara Oy's location municipality is Tornio. It is a limited company. The company was established on 2020-07-23. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €53,350 and operating profit was €11,689. The latest retained financial statement for 2025-09-30 shows revenue of €53,350 and profit for the financial year of €4,270. Based on the latest retained statement, revenue growth was -1.6%, operating margin was +21.9%, and equity ratio was +26.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-1.6%
Operating margin21.9%
Equity ratio26.5%
Balance-sheet contextLatest financial period
Cash and bank€6,898Previous: €19,247
Retained earnings€60,084Previous: €57,949
Equity€84,354Previous: €87,047
Liabilities€233,623Previous: €230,914
Current assets€10,054Previous: €21,643
Current liabilities€10,406Previous: €21,370
Revenue trend2 periods
€54,200
2024-09-30
€53,350
2025-09-30
Operating profit (loss) trend2 periods
€19,744
2024-09-30
€11,689
2025-09-30
Profit (loss) for the financial year trend2 periods
€9,098
2024-09-30
€4,270
2025-09-30
Assets trend2 periods
€317,961
2024-09-30
€317,977
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
33/100 · Declining
Current ratioPassable
22/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 27.4 % | 26.5 % |
| Current ratio | 0.90x | 0.66x |
| Operating profit margin | 36.4 % | 21.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3145725-7
EU IDFIFPRO.3145725-7
MunicipalityTornio
Current registered entries
2020-07-02Registered in Tax Administration (Prepayment Register)
2020-07-23Registered in Patent and Registration Office (Trade Register)
2020-07-24Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKiinteistöyhtiö Svaara Oy
Grade unchangedA3 · new analysis 2026-10-18
70/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
168 peersSolvency49%
Close to the peer-group midpoint
Profitability59%
Better than 59% of peers
Liquidity70%
Better than 70% of peers
Revenue growth43%
Below 57% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings134 days after period end
207 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1870/100 · v0.15
A3 → A3A3
2026-10-04 03:2570/100 · v0.14
B1 → A3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-11
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kiinteistöyhtiö Svaara Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.