Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A1.Business profile
Kiinteistöyhtiö Villa-Viisari Oy
Kiinteistöyhtiö Villa-Viisari Oy's registered office is Lahti. It is a limited company. The company was established on 1972-01-14. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €279,066 and operating profit was €268,940.
Business ID 0149570-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0149570-3
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 1972-01-14
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ajokatu 55, 15500, Lahti
About Kiinteistöyhtiö Villa-Viisari Oy
Financial position and key figures for the company.
Kiinteistöyhtiö Villa-Viisari Oy's location municipality is Lahti. It is a limited company. The company was established on 1972-01-14. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €279,066 and operating profit was €268,940. The latest retained financial statement for 2025-12-31 shows revenue of €279,066 and profit for the financial year of €244,815. Based on the latest retained statement, revenue growth was +1.1%, operating margin was +96.4%, and equity ratio was +99.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth1.1%
Operating margin96.4%
Equity ratio99.7%
Balance-sheet contextLatest financial period
Cash and bank€139,254Previous: €90,923
Retained earnings€1,598,122Previous: €1,531,838
Equity€1,843,447Previous: €1,736,632
Liabilities€5,955Previous: €8,424
Current assets€649,809Previous: €545,464
Current liabilities€5,955Previous: €8,424
Revenue trend2 periods
€276,024
2024-12-31
€279,066
2025-12-31
Operating profit (loss) trend2 periods
€266,986
2024-12-31
€268,940
2025-12-31
Profit (loss) for the financial year trend2 periods
€204,285
2024-12-31
€244,815
2025-12-31
Assets trend2 periods
€1,745,057
2024-12-31
€1,849,402
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.5 % | 99.7 % |
| Current ratio | 10.79x | 23.39x |
| Operating profit margin | 96.7 % | 96.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0149570-3
EU IDFIFPRO.0149570-3
MunicipalityLahti
Current registered entries
1972-01-14Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentKiinteistöyhtiö Villa-Viisari Oy
Grade unchangedA1 · new analysis 2026-10-18
90/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
88 peersSolvency99%
Better than 99% of peers
Profitability100%
Better than 100% of peers
Liquidity95%
Better than 95% of peers
Revenue growth53%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings141 days after period end
123 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-10-1890/100 · v0.15
A1 → A1A1
2026-10-03 22:4390/100 · v0.14
A3 → A1 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 54 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-05-21
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kiinteistöyhtiö Villa-Viisari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.