Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Kirkkoasunnot Oy
Kirkkoasunnot Oy's registered office is Tampere. It is a limited company. The company was established on 2021-09-28. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €358,871 and operating profit was €4,438.
Business ID 3236643-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3236643-7
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2021-09-28
- Business ID registration date
- 2021-09-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PL 226, 33101, Tampere
Postal address: P.O. Box 226, 33101, Tampere
People and decision-makers
Heinonen Sanna PauliinaPuheenjohtaja
Salminen Petri KristianVarsinainen jäsen
Silfverhuth Leena MarjattaVarsinainen jäsen
About Kirkkoasunnot Oy
Financial position and key figures for the company.
Kirkkoasunnot Oy's location municipality is Tampere. It is a limited company. The company was established on 2021-09-28. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €358,871 and operating profit was €4,438. The latest retained financial statement for 2025-12-31 shows revenue of €358,871 and profit for the financial year of €22,253. Based on the latest retained statement, revenue growth was +612.3%, operating margin was +1.2%, and equity ratio was +6.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth612.3%
Operating margin1.2%
Equity ratio6.0%
Revenue€358,871+€308,489 (+612.3%) vs previous periodPrevious: €50,382
Operating profit (loss)€4,438+€35,370 (+114.3%) vs previous periodPrevious: -€30,932
Profit (loss) for the financial year€22,253+€50,255 (+179.5%) vs previous periodPrevious: -€28,002
Assets€1,093,124+€73,471 (+7.2%) vs previous periodPrevious: €1,019,653
Balance-sheet contextLatest financial period
Profit before taxes€22,253Previous: -€28,002
Employees0Previous: No comparison value
Revenue trend2 periods
€50,382
2024-12-31
€358,871
2025-12-31
Operating profit (loss) trend4 periods
-€687
2022-12-31
-€19,065
2023-12-31
-€30,932
2024-12-31
€4,438
2025-12-31
Profit (loss) for the financial year trend4 periods
-€687
2022-12-31
-€19,064
2023-12-31
-€28,002
2024-12-31
€22,253
2025-12-31
Assets trend4 periods
€1,024,286
2022-12-31
€1,005,222
2023-12-31
€1,019,653
2024-12-31
€1,093,124
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
8/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 2.4 % | 0.5 % | -0.6 % | 6.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | -61.4 % | 1.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3236643-7
EU IDFIFPRO.3236643-7
MunicipalityTampere
Current registered entries
2021-09-28Registered in Tax Administration (Tax Administration)
2021-09-28Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Heinonen Sanna PauliinaPuheenjohtajaSources: 4 · Confidence: 78%
Salminen Petri KristianVarsinainen jäsenSources: 4 · Confidence: 78%
Silfverhuth Leena MarjattaVarsinainen jäsenSources: 4 · Confidence: 78%
Mari SäynätjokiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskKirkkoasunnot Oy
Grade downgradedB2 → C · new analysis 2026-10-17
39/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
60 peersSolvency20%
Below 80% of peers
Profitability23%
Below 77% of peers
Revenue growth98%
Better than 98% of peers
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Severe registry event 12–24 months ago
- Severe registry event 12-24 months ago combined with no financial-statement filing in the last 12 months
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1739/100 · v0.15
B2 → C · -11 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- New risk factor: Severe registry event 12-24 months ago combined with no financial-statement filing in the last 12 months.
- Risk factor cleared: High balance-sheet leverage.
B2
2026-09-1750/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-10-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kirkkoasunnot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.