Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
KITEEN VAKUUTUSPALVELU OY
KITEEN VAKUUTUSPALVELU OY's registered office is Kitee. It is a limited company. The company was established on 2011-10-12. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €31,463 and operating profit was €1,471.
Business ID 2432141-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2432141-5
- Sector
- Activities of insurance agents and brokers
- Municipality
- Kitee
- Company form
- Limited company
- Registration date
- 2011-10-12
- Business ID registration date
- 2011-09-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: HELYLÄNTIE 12, 82500, Kitee
Phone: +358405070621Source observation
Email: [email protected]Source observation
People and decision-makers
Kaksonen Jarno PetteriVarsinainen jäsen
Kaksonen Anne Sari JohannaVarajäsen
About KITEEN VAKUUTUSPALVELU OY
Financial position and key figures for the company.
KITEEN VAKUUTUSPALVELU OY's location municipality is Kitee. It is a limited company. The company was established on 2011-10-12. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2024-12-31, revenue was €31,463 and operating profit was €1,471. The latest retained financial statement for 2024-12-31 shows revenue of €31,463 and profit for the financial year of €1,753. Based on the latest retained statement, revenue growth was -60.5%, operating margin was +4.7%, and equity ratio was +99.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusta palveleva toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-60.5%
Operating margin4.7%
Equity ratio99.3%
Revenue€31,463-€48,150 (-60.5%) vs previous periodPrevious: €79,613
Operating profit (loss)€1,471+€5,373 (+137.7%) vs previous periodPrevious: -€3,903
Profit (loss) for the financial year€1,753+€5,655 (+144.9%) vs previous periodPrevious: -€3,902
Assets€58,676-€5,057 (-7.9%) vs previous periodPrevious: €63,733
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€107,698
2020-12-31
€93,536
2021-12-31
€75,111
2022-12-31
€79,613
2023-12-31
€31,463
2024-12-31
Operating profit (loss) trend5 periods
€29,624
2020-12-31
€14,683
2021-12-31
-€2,567
2022-12-31
-€3,903
2023-12-31
€1,471
2024-12-31
Profit (loss) for the financial year trend5 periods
€23,699
2020-12-31
€11,723
2021-12-31
-€2,567
2022-12-31
-€3,902
2023-12-31
€1,753
2024-12-31
Assets trend5 periods
€82,933
2020-12-31
€83,387
2021-12-31
€72,418
2022-12-31
€63,733
2023-12-31
€58,676
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
62/100 · Improving
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 89.4 % | 95.9 % | 98.0 % | 96.3 % | 99.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 26.6 % | 15.7 % | -3.4 % | -4.9 % | 4.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2432141-5
EU IDFIFPRO.2432141-5
MunicipalityKitee
Current registered entries
2011-09-29Registered in Tax Administration (Prepayment Register)
2011-10-12Registered in Patent and Registration Office (Trade Register)
2011-10-14Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Kaksonen Anne Sari JohannaVarajäsenSources: 2 · Confidence: 78%
Kaksonen Jarno PetteriVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKITEEN VAKUUTUSPALVELU OY
Grade unchangedA3 · new analysis 2026-10-20
73/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
965 peersSolvency91%
Better than 91% of peers
Profitability59%
Better than 59% of peers
Revenue growth13%
Below 87% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA3
2026-10-2073/100 · v0.15
A3 → A3A3
2026-10-1773/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0674/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-09-10
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
KITEEN VAKUUTUSPALVELU OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.