Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
Kivi-Group Oy
Kivi-Group Oy's registered office is Nurmijärvi. It is a limited company. The company was established on 2021-11-03. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €3,668,961 and operating profit was €123,638.
Business ID 3243553-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3243553-5
- Sector
- Site preparation
- Municipality
- Nurmijärvi
- Company form
- Limited company
- Registration date
- 2021-11-03
- Business ID registration date
- 2021-10-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Järventaustantie 583, 01900, Nurmijärvi
Website: https://www.kivi-group.fiSource observation
About Kivi-Group Oy
Financial position and key figures for the company.
Kivi-Group Oy's location municipality is Nurmijärvi. It is a limited company. The company was established on 2021-11-03. It operates in the industry of site preparation. In its latest retained statement for 2025-12-31, revenue was €3,668,961 and operating profit was €123,638. The latest retained financial statement for 2025-12-31 shows revenue of €3,668,961 and profit for the financial year of €79,851. Based on the latest retained statement, revenue growth was +40.5%, operating margin was +3.4%, and equity ratio was +42.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth40.5%
Operating margin3.4%
Equity ratio42.3%
Balance-sheet contextLatest financial period
Cash and bank€93,053Previous: €10,333
Retained earnings€302,968Previous: €36,464
Equity€382,819Previous: €302,968
Liabilities€521,420Previous: €530,194
Current assets€839,672Previous: €693,138
Current liabilities€376,476Previous: €305,730
Revenue trend2 periods
€2,612,076
2024-12-31
€3,668,961
2025-12-31
Operating profit (loss) trend2 periods
€344,165
2024-12-31
€123,638
2025-12-31
Profit (loss) for the financial year trend2 periods
€266,503
2024-12-31
€79,851
2025-12-31
Assets trend2 periods
€833,162
2024-12-31
€904,239
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
53/100 · Improving
Current ratioWeak
8/100 · Improving
Operating profit marginSatisfactory
58/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 36.4 % | 42.3 % |
| Current ratio | 0.03x | 0.25x |
| Operating profit margin | 13.2 % | 3.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3243553-5
VAT IDFI32435535
EU IDFIFPRO.3243553-5
MunicipalityNurmijärvi
Current registered entries
2021-10-12VAT-liable for business activity in Tax Administration (VAT Register)
2021-10-21Registered in Tax Administration (Prepayment Register)
2021-11-03Registered in Tax Administration (Tax Administration)
2021-11-03Registered in Patent and Registration Office (Trade Register)
2022-10-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKivi-Group Oy
Grade unchangedB1 · new analysis 2026-10-18
67/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
SolvencyImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
116 peersSolvency52%
Close to the peer-group midpoint
Profitability41%
Below 59% of peers
Liquidity39%
Below 61% of peers
Revenue growth85%
Better than 85% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings164 days after period end
165 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1867/100 · v0.15
B1 → B1B1
2026-09-30 13:2067/100 · v0.14
B2 → B1 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1553/100 · v0.14
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-10-23
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kivi-Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.