Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kivihaka Retail Oy
Kivihaka Retail Oy's registered office is Helsingfors. It is a limited company. The company was established on 2013-07-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 2559461-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2559461-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2013-07-24
- Business ID registration date
- 2013-07-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PL 52, 00101, Helsinki
Postal address: P.O. Box 52, 00101, Helsingfors
Phone: +358103896000Source observation
Email: [email protected]Source observation
Website: https://www.newsec.fiSource observation
Linkedin profile: https://www.linkedin.com/company/newsecSource: company website
People and decision-makers
Katariina SarinManaging Director
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Anna-Liisa SarasojaManaging Director
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Tanja YlinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Henri KallioHead of Finance, Newsec in Finland
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Mari KarttunenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Maria HämäläinenHead of HR, Newsec in Finland
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Mikko TenholaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Valtteri VuorioDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Elina SillanpääSenior Property Development Manager
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Teemu HallDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Adriana Ståhlberg-BruunDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Risto MustaniemiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Taija KorjusDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Sami LindholmDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jussi KivitieDirector
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Sanna LehikoinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Niklas JalonenHead of Sales, Commercial Property Management
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Kivihaka Retail Oy
Financial position and key figures for the company.
Kivihaka Retail Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2013-07-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +49.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio49.0%
Operating profit (loss)-€110,006-€7,084 (-6.9%) vs previous periodPrevious: -€102,923
Profit (loss) for the financial year-€310,822-€9,212 (-3.1%) vs previous periodPrevious: -€301,610
Assets€9,586,999-€10,366 (-0.1%) vs previous periodPrevious: €9,597,364
Balance-sheet contextLatest financial period
Employees0Previous: 0
Operating profit (loss) trend4 periods
-€131,459
2022-12-31
-€54,537
2023-12-31
-€102,923
2024-12-31
-€110,006
2025-12-31
Profit (loss) for the financial year trend4 periods
-€330,217
2022-12-31
-€253,952
2023-12-31
-€301,610
2024-12-31
-€310,822
2025-12-31
Assets trend4 periods
€9,595,608
2022-12-31
€9,612,691
2023-12-31
€9,597,364
2024-12-31
€9,586,999
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
61/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 57.9 % | 55.2 % | 52.1 % | 49.0 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2559461-8
VAT IDFI25594618
EU IDFIFPRO.2559461-8
MunicipalityHelsingfors
Current registered entries
2013-07-24Registered in Patent and Registration Office (Trade Register)
2013-08-07Registered in Tax Administration (Tax Administration)
2022-01-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Jonas GrandérHallitus: puheenjohtajaSources: 1 · Confidence: 76%
Maria Nordenskjöld SahlénHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Kristiina JuutiHallitus: varajäsenSources: 1 · Confidence: 76%
Tapio NevalainenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKivihaka Retail Oy
Grade unchangedA3 · new analysis 2026-10-17
79/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1779/100 · v0.15
A3 → A3 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
- New risk factor: Sufficient structured financial metrics are not available.
A3
2026-09-2574/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2025-08-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kivihaka Retail Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.