Business profile

Klemetti Capital Oy

Klemetti Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 2016-06-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €6,500 and operating profit was -€15,315.

Claim profileContact details
Business ID 2765000-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2765000-3
Sector
Activities of insurance agents and brokers
Municipality
Helsingfors
Company form
Limited company
Registration date
2016-06-16
Business ID registration date
2016-05-27
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Bahamankatu 10 A 30, 00220, Helsingfors

About Klemetti Capital Oy

Financial position and key figures for the company.

Klemetti Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2016-06-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-09-30, revenue was €6,500 and operating profit was -€15,315. The latest retained financial statement for 2025-09-30 shows revenue of €6,500 and profit for the financial year of -€15,809. Based on the latest retained statement, revenue growth was not currently available, operating margin was -235.6%, and equity ratio was +3.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods4
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin-235.6%
Equity ratio3.1%
Revenue€6,500+€6,500 vs previous periodPrevious: €0
Operating profit (loss)-€15,315+€10,423 (+40.5%) vs previous periodPrevious: -€25,738
Profit (loss) for the financial year-€15,809+€11,261 (+41.6%) vs previous periodPrevious: -€27,070
Assets€79,907-€19,177 (-19.4%) vs previous periodPrevious: €99,084
Balance-sheet contextLatest financial period
Cash and bank€764Previous: €3,994
Retained earnings€9,374Previous: €36,445
Equity€2,466Previous: €11,874
Liabilities€77,442Previous: €87,209
Current assets€7,423Previous: €4,596
Current liabilities€15,946Previous: €17,214
Revenue trend3 periods
€15,884
2023-09-30
€0
2024-09-30
€6,500
2025-09-30
Operating profit (loss) trend3 periods
-€4,624
2023-09-30
-€25,738
2024-09-30
-€15,315
2025-09-30
Profit (loss) for the financial year trend3 periods
-€1,263
2023-09-30
-€27,070
2024-09-30
-€15,809
2025-09-30
Assets trend3 periods
€132,948
2023-09-30
€99,084
2024-09-30
€79,907
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
4/100 · Declining
3.1 %2024-09-30: 12.0 %
Current ratioWeak
2/100 · Declining
0.05x2024-09-30: 0.23x
Operating profit marginWeak
0/100 · Declining
-235.6 %2023-09-30: -15.3 %
Ratio history
Ratio2023-09-302024-09-302025-09-30
Equity ratio31.8 %12.0 %3.1 %
Current ratio0.47x0.23x0.05x
Operating profit margin-15.3 %--235.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2765000-3
VAT IDFI27650003
EU IDFIFPRO.2765000-3
MunicipalityHelsingfors
Current registered entries
2016-06-01Registered in Tax Administration (Prepayment Register)
2016-06-16Registered in Patent and Registration Office (Trade Register)
2016-06-28Registered in Tax Administration (Tax Administration)
2025-10-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskKlemetti Capital Oy
Grade unchangedC · new analysis 2026-10-18
Model score39/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyDeteriorating · 2 consecutive periods
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
67 peers
Solvency10%
Below 90% of peers
Profitability4%
Below 96% of peers
Liquidity37%
Below 63% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag67 days after period end
Typical registration lag63 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
C
2026-10-1839/100 · v0.15
C → C
C
2026-09-29 01:1539/100 · v0.14
A3 → C · -36 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +11 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsVakaa
75/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.
Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2025-12-06

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Klemetti Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.