Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Klubio Oy
Klubio Oy's registered office is Esbo. It is a limited company. The company was established on 2009-12-02. It operates in the industry of activities of fitness centres. In its latest retained statement for 2021-12-31, revenue was €50,159 and operating profit was €75,007.
Business ID 2296220-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2296220-0
- Sector
- Activities of fitness centres
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2009-12-02
- Business ID registration date
- 2009-11-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Leiviskätie 4 A, 02780, Esbo
About Klubio Oy
Financial position and key figures for the company.
Klubio Oy's location municipality is Esbo. It is a limited company. The company was established on 2009-12-02. It operates in the industry of activities of fitness centres. In its latest retained statement for 2021-12-31, revenue was €50,159 and operating profit was €75,007. The latest retained financial statement for 2021-12-31 shows revenue of €50,159 and profit for the financial year of €74,982. Based on the latest retained statement, revenue growth was -53.9%, operating margin was +149.5%, and equity ratio was -6.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-53.9%
Operating margin149.5%
Equity ratio-6.9%
Balance-sheet contextLatest financial period
Other operating income€68,699Previous: €0
Cash and bank€12,814Previous: €6,697
Retained earnings-€81,639Previous: -€99,484
Equity-€4,156Previous: -€79,139
Liabilities€64,739Previous: €94,688
Current assets€60,582Previous: €14,283
Current liabilities€64,739Previous: €94,688
Revenue trend2 periods
€95,116
2019-12-31
€50,159
2021-12-31
Operating profit (loss) trend2 periods
-€14,594
2019-12-31
€75,007
2021-12-31
Profit (loss) for the financial year trend2 periods
-€15,002
2019-12-31
€74,982
2021-12-31
Assets trend2 periods
€10,938
2019-12-31
€60,582
2021-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
7/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2019-12-31 | 2021-12-31 |
|---|---|---|
| Equity ratio | -887.1 % | -6.9 % |
| Current ratio | 0.02x | 0.20x |
| Operating profit margin | -15.3 % | 63.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2296220-0
EU IDFIFPRO.2296220-0
MunicipalityEsbo
Current registered entries
2009-12-02Registered in Patent and Registration Office (Trade Register)
2009-12-03Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKlubio Oy
Grade downgradedB1 → B3 · new analysis 2026-09-26
47/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
145 peersSolvency20%
Below 80% of peers
Profitability94%
Better than 94% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth13%
Below 87% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings120 days after period end
283 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-26 08:4747/100 · v0.14
B1 → B3 · -22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
55/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-09-07
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2021-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Klubio Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.