Business profile

Knapital Oy

Knapital Oy's registered office is Tervajoki. It is a limited company. The company was established on 2021-05-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €588,421 and operating profit was €196,138.

Claim profileContact details
Business ID 3209755-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3209755-6
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Tervajoki
Company form
Limited company
Registration date
2021-05-11
Business ID registration date
2021-05-07
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Aittomäentie 89 as. 1, 66440, Tervajoki

About Knapital Oy

Financial position and key figures for the company.

Knapital Oy's location municipality is Tervajoki. It is a limited company. The company was established on 2021-05-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €588,421 and operating profit was €196,138. The latest retained financial statement for 2025-10-31 shows revenue of €588,421 and profit for the financial year of €169,089. Based on the latest retained statement, revenue growth was +266.7%, operating margin was +33.3%, and equity ratio was +94.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods4
PRH parsed4
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth266.7%
Operating margin33.3%
Equity ratio94.7%
Revenue€588,421+€427,970 (+266.7%) vs previous periodPrevious: €160,451
Operating profit (loss)€196,138+€157,027 (+401.5%) vs previous periodPrevious: €39,110
Profit (loss) for the financial year€169,089+€125,903 (+291.5%) vs previous periodPrevious: €43,187
Assets€515,750+€174,605 (+51.2%) vs previous periodPrevious: €341,145
Balance-sheet contextLatest financial period
Inventory€435,212Previous: €296,535
Cash and bank€6,207Previous: €38,161
Retained earnings-€58,855Previous: -€102,041
Equity€488,234Previous: €341,145
Liabilities€27,515Previous: €0
Current assets€443,704Previous: €334,933
Current liabilities€27,515Previous: €0
Revenue trend4 periods
€264,184
2022-10-31
€22,610
2023-10-31
€160,451
2024-10-31
€588,421
2025-10-31
Operating profit (loss) trend4 periods
-€81,191
2022-10-31
-€6,423
2023-10-31
€39,110
2024-10-31
€196,138
2025-10-31
Profit (loss) for the financial year trend4 periods
-€80,867
2022-10-31
-€21,175
2023-10-31
€43,187
2024-10-31
€169,089
2025-10-31
Assets trend4 periods
€319,133
2022-10-31
€297,959
2023-10-31
€341,145
2024-10-31
€515,750
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
94.7 %2024-10-31: 100.0 %
Current ratioGood
100/100 · Trend unavailable
16.04x2024-10-31: Ei saatavilla
Operating profit marginGood
100/100 · Improving
33.3 %2024-10-31: 24.4 %
Ratio history
Ratio2022-10-312023-10-312024-10-312025-10-31
Equity ratio100.0 %100.0 %100.0 %94.7 %
Current ratio---16.04x
Operating profit margin-30.7 %-28.4 %24.4 %33.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3209755-6
EU IDFIFPRO.3209755-6
MunicipalityTervajoki
Current registered entries
2021-05-07Registered in Tax Administration (Prepayment Register)
2021-05-11Registered in Tax Administration (Tax Administration)
2021-05-11Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodKnapital Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score88/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
373 peers
Solvency91%
Better than 91% of peers
Profitability90%
Better than 90% of peers
Liquidity98%
Better than 98% of peers
Revenue growth98%
Better than 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag109 days after period end
Typical registration lag133 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1788/100 · v0.15
A2 → A2
A2
2026-09-15 13:3288/100 · v0.14
B1 → A2 · +23 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1
B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
49/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-02-17

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Knapital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.