Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Knuppas Invest Oy
Knuppas Invest Oy's registered office is Härmä. It is a limited company. The company was established on 2022-06-06. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €464,474 and operating profit was €71,858.
Business ID 3290232-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3290232-4
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Härmä
- Company form
- Limited company
- Registration date
- 2022-06-06
- Business ID registration date
- 2022-05-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kivihuhdantie 330, 62300, Härmä
About Knuppas Invest Oy
Financial position and key figures for the company.
Knuppas Invest Oy's location municipality is Härmä. It is a limited company. The company was established on 2022-06-06. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €464,474 and operating profit was €71,858. The latest retained financial statement for 2025-12-31 shows revenue of €464,474 and profit for the financial year of €42,375. Based on the latest retained statement, revenue growth was +65.6%, operating margin was +15.5%, and equity ratio was +11.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth65.6%
Operating margin15.5%
Equity ratio11.2%
Balance-sheet contextLatest financial period
Other operating income€11,432Previous: €0
Inventory€231,245Previous: €80,000
Cash and bank€26,663Previous: €39,606
Retained earnings€4,957Previous: €1,188
Equity€47,332Previous: €49,957
Liabilities€376,195Previous: €212,173
Current assets€268,253Previous: €120,272
Current liabilities€62,605Previous: €10,865
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
14/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
88/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3290232-4
VAT IDFI32902324
EU IDFIFPRO.3290232-4
MunicipalityHärmä
Current registered entries
2022-05-27Registered in Tax Administration (Prepayment Register)
2022-06-06Registered in Tax Administration (Tax Administration)
2022-06-06Registered in Patent and Registration Office (Trade Register)
2024-03-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKnuppas Invest Oy
Grade unchangedB1 · new analysis 2026-10-17
63/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
38 peersSolvency29%
Below 71% of peers
Profitability55%
Better than 55% of peers
Liquidity89%
Better than 89% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings99 days after period end
99 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1763/100 · v0.15
B1 → B1B1
2026-09-17 00:0863/100 · v0.14
B2 → B1 · +5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1458/100 · v0.14
B2 → B2B2
2026-09-1458/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-04-09
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Knuppas Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.