Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Kognitiivisen psykoterapian keskus Luote Oy
Kognitiivisen psykoterapian keskus Luote Oy was declared bankrupt 2024-05-15.
Business ID 2286276-0BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2286276-0
- Sector
- Educational support activities n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2009-12-07
- Business ID registration date
- 2009-09-11
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PL 172, 00121 HELSINKI
Postal address: P.O. Box 172, 00121, Helsingfors
Phone: +358503122229Source observation
Email: [email protected]Source observation
Website: https://www.luote.fiSource observation
People and decision-makers
Ville KervinenPäävastuullinen tilintarkastaja
About Kognitiivisen psykoterapian keskus Luote Oy
Financial position and key figures for the company.
Kognitiivisen psykoterapian keskus Luote Oy was declared bankrupt 2024-05-15. The latest retained financial statement for 2024-05-31 shows revenue of €338,005 and profit for the financial year of €17,575. Based on the latest retained statement, revenue growth was -56.5%, operating margin was not currently available, and equity ratio was -24.9%.
Auxiliary business names
Public alternate names materialized from source observations.
Center for Cognitive Psychotherapy Luote LtdFinnish Institute for Schema TherapyKL-instituuttiSchema Therapy Institute of LuoteSkeemapsykoterapian Instituutti LuoteSkeematerapian Instituutti Luote
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on koulutus-, konsultaatio- ja työnohjauspalvelujen tarjoaminen, kirjojen ja muiden julkaisujen kustantaminen ja julkaiseminen, koulutusmateriaalien tuottaminen, kouluttajien ja esiintyjien välittäminen ja kognitiivisen psykoterapiahoidon tarjoaminen. Yhtiö voi myös omistaa ja hallita osakkeita, osuuksia ja kiinteistöjä, harjoittaa toimitilojen vuokraustoimintaa ja muuta kognitiivisen psykoterapian edistämiseen liittyvää liiketoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-05-31
0
0
Enriched source observation
Derived indicators
Revenue growth-56.5%
Equity ratio-24.9%
Revenue€338,005-€438,417 (-56.5%) vs previous periodPrevious: €776,422
Profit (loss) for the financial year€17,575+€112,006 (+118.6%) vs previous periodPrevious: -€94,431
Assets€193,085-€56,537 (-22.6%) vs previous periodPrevious: €249,622
Balance-sheet contextLatest financial period
Profit before taxes€17,575Previous: -€94,431
Revenue trend5 periods
€834,229
2020-12-31
€803,557
2021-12-31
€925,088
2022-12-31
€776,422
2023-12-31
€338,005
2024-05-31
Operating profit (loss) trend4 periods
-€69,985
2020-12-31
-€212,110
2021-12-31
€11,726
2022-12-31
-€45,830
2023-12-31
Profit (loss) for the financial year trend5 periods
-€74,830
2020-12-31
-€172,467
2021-12-31
-€3,729
2022-12-31
-€94,431
2023-12-31
€17,575
2024-05-31
Assets trend5 periods
€488,225
2020-12-31
€266,340
2021-12-31
€248,116
2022-12-31
€249,622
2023-12-31
€193,085
2024-05-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-05-31 |
|---|---|---|---|---|---|
| Equity ratio | 33.6 % | 2.4 % | 1.1 % | -26.3 % | -24.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -8.4 % | -26.4 % | 1.3 % | -5.9 % | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2286276-0
EU IDFIFPRO.2286276-0
MunicipalityHelsingfors
Current registered entries
2009-12-07Registered in Patent and Registration Office (Trade Register)
2010-01-20Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Ville KervinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskKognitiivisen psykoterapian keskus Luote Oy
29/100
Medium
Limited financial evidenceRegistry and statistics based
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
D
2026-10-19
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
55/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
42 register eventsLatest event: 2024-08-19
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kognitiivisen psykoterapian keskus Luote Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.