Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
Kolmas Persoona Oy
Kolmas Persoona Oy's registered office is Tampere. It is a limited company. The company was established on 2010-05-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-03-31, revenue was €201,603 and operating profit was €3,596.
Business ID 2329276-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2329276-3
- Sector
- Business and other management consultancy activities
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2010-05-07
- Business ID registration date
- 2010-04-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Helletie 10, 33180, Tampere
Website: https://www.kolmaspersoona.fiSource observation
About Kolmas Persoona Oy
Financial position and key figures for the company.
Kolmas Persoona Oy's location municipality is Tampere. It is a limited company. The company was established on 2010-05-07. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-03-31, revenue was €201,603 and operating profit was €3,596. The latest retained financial statement for 2025-03-31 shows revenue of €201,603 and profit for the financial year of €3,264. Based on the latest retained statement, revenue growth was +43.8%, operating margin was +1.8%, and equity ratio was -89.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-03-31
2
1
PRH/XBRL financial statement
Derived indicators
Revenue growth43.8%
Operating margin1.8%
Equity ratio-89.6%
Balance-sheet contextLatest financial period
Other operating income€2,960Previous: €0
Cash and bank€15,610Previous: €18,393
Advances received€2,040Previous: €0
Retained earnings-€62,274Previous: -€47,076
Equity-€56,010Previous: -€59,274
Liabilities€118,521Previous: €144,088
Current assets€62,511Previous: €52,364
Current liabilities€29,822Previous: €29,389
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
17/100 · Declining
Operating profit marginPassable
54/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2329276-3
VAT IDFI23292763
EU IDFIFPRO.2329276-3
MunicipalityTampere
Current registered entries
2010-04-01Registered in Tax Administration (Employer Register)
2010-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-04-07Registered in Tax Administration (Prepayment Register)
2010-05-07Registered in Tax Administration (Tax Administration)
2010-05-07Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKolmas Persoona Oy
Grade unchangedB3 · new analysis 2026-10-17
45/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
35 peersSolvency3%
Below 97% of peers
Profitability31%
Below 69% of peers
Liquidity43%
Below 57% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings185 days after period end
148 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1745/100 · v0.15
B3 → B3B3
2026-09-22 02:0045/100 · v0.14
B1 → B3 · -24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
31 Mar 2026 · PRH / XBRLFinancial period ends 2026-03-31.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-07-19
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Kolmas Persoona Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.