Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Konsulttipalvelu Finer Oy
Konsulttipalvelu Finer Oy's registered office is Vihti. It is a limited company. The company was established on 1997-10-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€5,964.
Business ID 1103826-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1103826-6
- Sector
- Business and other management consultancy activities
- Municipality
- Vihti
- Company form
- Limited company
- Registration date
- 1997-10-14
- Business ID registration date
- 1997-10-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: NUMMELANTIE 127, 03400, Vihti
Phone: +358409117897Source observation
Website: https://www.notocom.netSource observation
People and decision-makers
Finer Jorma SakariToimitusjohtaja
About Konsulttipalvelu Finer Oy
Financial position and key figures for the company.
Konsulttipalvelu Finer Oy's location municipality is Vihti. It is a limited company. The company was established on 1997-10-14. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€5,964. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€6,947. Based on the latest retained statement, revenue growth was -100.0%, operating margin was +0.0%, and equity ratio was +85.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-100.0%
Operating margin0.0%
Equity ratio85.0%
Revenue€0-€12,000 (-100.0%) vs previous periodPrevious: €12,000
Operating profit (loss)-€5,964-€9,964 (-249.1%) vs previous periodPrevious: €4,000
Profit (loss) for the financial year-€6,947-€9,431 (-379.7%) vs previous periodPrevious: €2,484
Assets€79,730+€4,730 (+6.3%) vs previous periodPrevious: €75,000
Balance-sheet contextLatest financial period
Profit before taxes-€6,947Previous: No comparison value
Employees1Previous: 1
Revenue trend5 periods
€29,858
2021-12-31
€28,000
2022-12-31
€9,834
2023-12-31
€12,000
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
€6,747
2021-12-31
€10,893
2022-12-31
-€781
2023-12-31
€4,000
2024-12-31
-€5,964
2025-12-31
Profit (loss) for the financial year trend5 periods
€5,061
2021-12-31
€4,255
2022-12-31
-€4,233
2023-12-31
€2,484
2024-12-31
-€6,947
2025-12-31
Assets trend5 periods
€87,239
2021-12-31
€35,075
2022-12-31
€71,914
2023-12-31
€75,000
2024-12-31
€79,730
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioWeak
14/100 · Improving
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 97.7 % | 100.0 % | 100.0 % | 100.0 % | 85.0 % |
| Current ratio | 17.00x | 0.00x | 0.00x | 0.00x | 0.42x |
| Operating profit margin | 23.3 % | 39.3 % | -10.0 % | 33.3 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1103826-6
EU IDFIFPRO.1103826-6
MunicipalityVihti
Current registered entries
1997-10-14Registered in Patent and Registration Office (Trade Register)
1997-10-21Registered in Tax Administration (Tax Administration)
1997-10-22Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Finer Jorma SakariToimitusjohtajaSources: 3 · Confidence: 78%
Vuori-Finèr Päivi Helga MarjattaVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKonsulttipalvelu Finer Oy
Grade downgradedA3 → B1 · new analysis 2026-10-17
66/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
330 peersSolvency75%
Better than 75% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity58%
Better than 58% of peers
Revenue growth2%
Below 98% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1766/100 · v0.15
A3 → B1 · -6 points- Revenue: Not enough history → Volatile
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Deteriorating
A3
2026-09-2272/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-05-20
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Konsulttipalvelu Finer Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.