Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Korpilahden Osuuspankki
Korpilahden Osuuspankki's registered office is Korpilahti. It is a cooperative bank. The company was established on 1928-08-14. It operates in the industry of other monetary intermediation.
Business ID 0176288-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0176288-3
- Sector
- Other monetary intermediation
- Municipality
- Korpilahti
- Company form
- Cooperative bank
- Registration date
- 1928-08-14
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Korpilahdentie 13, 41800, Korpilahti
Phone: +3581000500Source observation
Email: [email protected]Source observation
Website: https://www.op.fiSource observation
People and decision-makers
Uppsala Tuomas IlmariToimitusjohtaja
Ruotsalainen Juha-Pekka RikhardToimitusjohtajan sijainen
About Korpilahden Osuuspankki
Financial position and key figures for the company.
Korpilahden Osuuspankki's location municipality is Korpilahti. It is a cooperative bank. The company was established on 1928-08-14. It operates in the industry of other monetary intermediation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +15.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Equity ratio15.9%
Operating profit (loss)€1,290,893-€517,015 (-28.6%) vs previous periodPrevious: €1,807,908
Profit (loss) for the financial year€1,412,651-€200,735 (-12.4%) vs previous periodPrevious: €1,613,386
Assets€137,247,697+€7,287,960 (+5.6%) vs previous periodPrevious: €129,959,737
Balance-sheet contextLatest financial period
Employees6Previous: 6
Operating profit (loss) trend4 periods
€651,778
2022-12-31
€1,849,506
2023-12-31
€1,807,908
2024-12-31
€1,290,893
2025-12-31
Profit (loss) for the financial year trend4 periods
€423,648
2022-12-31
€1,762,796
2023-12-31
€1,613,386
2024-12-31
€1,412,651
2025-12-31
Assets trend4 periods
€122,574,196
2022-12-31
€123,948,053
2023-12-31
€129,959,737
2024-12-31
€137,247,697
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
20/100 · Stable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 14.3 % | 15.8 % | 15.9 % | 15.9 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0176288-3
VAT IDFI01762883
MunicipalityKorpilahti
Current registered entries
1928-08-14Registered in Patent and Registration Office (Trade Register)
1972-06-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Uppsala Tuomas IlmariToimitusjohtajaSources: 5 · Confidence: 78%
Ruotsalainen Juha-Pekka RikhardToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Simola Tarja AnneliPuheenjohtajaSources: 5 · Confidence: 78%
Jari Juhani HiekkataipaleHallintoneuvoston puheenjohtaja (5/2019)Sources: 2 · Confidence: 76%
Einonen Tero Hannu TapaniVarsinainen jäsenSources: 4 · Confidence: 78%
Saarikoski Kasperi Heimo JohannesOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Hoppula Kaisa JohannaVarsinainen jäsenSources: 4 · Confidence: 78%
Kuusniemi Kari ErkkiVarsinainen jäsenSources: 3 · Confidence: 78%
Uppsala Tuomas IlmariVarsinainen jäsenSources: 1 · Confidence: 78%
Adler Helena TuulikkiOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Tarvainen Miia MariaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kalle TurmaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jani PostiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Raili HarjuHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Harri HolttinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jutta Iistamo-JavanainenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Harri KomulainenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Henri KönkköläHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Kari LobergHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jarkko NurminenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Satu PuistoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Minna SaarinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Riikka SalonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskKorpilahden Osuuspankki
Grade downgradedB1 → C · new analysis 2026-10-18
39/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Severe registry event in the last 6 months
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1839/100 · v0.15
B1 → C · -27 points- A severe registry signal entered the assessment (0–6 months).
- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
B1
2026-09-2666/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 98 years of registry continuity.
Registry and status signalsKoholla
20/100
A severity-mapped registry signal in the last 6 months requires attention.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
37 register eventsLatest event: 2026-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-09.
This company profile has not been claimed yet
Korpilahden Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.