Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Koskia Oy
Koskia Oy's registered office is Vanda. It is a limited company. The company was established on 2017-05-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €34,264 and operating profit was -€1,868.
Business ID 2831900-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2831900-5
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2017-05-10
- Business ID registration date
- 2017-05-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Käkikuja 8 E, 01450, Vanda
About Koskia Oy
Financial position and key figures for the company.
Koskia Oy's location municipality is Vanda. It is a limited company. The company was established on 2017-05-10. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €34,264 and operating profit was -€1,868. The latest retained financial statement for 2026-03-31 shows revenue of €34,264 and profit for the financial year of -€2,110. Based on the latest retained statement, revenue growth was -33.1%, operating margin was -5.5%, and equity ratio was +55.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-33.1%
Operating margin-5.5%
Equity ratio55.3%
Balance-sheet contextLatest financial period
Other operating income€13,260Previous: €3,868
Cash and bank€3,903Previous: €9,664
Retained earnings€15Previous: -€5,865
Equity€25,405Previous: €28,915
Liabilities€20,550Previous: €22,268
Current assets€11,844Previous: €19,771
Current liabilities€5,135Previous: €7,080
Revenue trend2 periods
€51,227
2025-03-31
€34,264
2026-03-31
Operating profit (loss) trend2 periods
€7,745
2025-03-31
-€1,868
2026-03-31
Profit (loss) for the financial year trend2 periods
€7,280
2025-03-31
-€2,110
2026-03-31
Assets trend2 periods
€51,183
2025-03-31
€45,956
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
69/100 · Declining
Current ratioPassable
25/100 · Declining
Operating profit marginWeak
40/100 · Declining
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | 56.5 % | 55.3 % |
| Current ratio | 1.37x | 0.76x |
| Operating profit margin | 14.1 % | -3.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2831900-5
VAT IDFI28319005
EU IDFIFPRO.2831900-5
MunicipalityVanda
Current registered entries
2017-05-04VAT-liable for business activity in Tax Administration (VAT Register)
2017-05-04Registered in Tax Administration (Prepayment Register)
2017-05-10Registered in Tax Administration (Tax Administration)
2017-05-10Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKoskia Oy
Grade unchangedB1 · new analysis 2026-09-27
63/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
Same size nationallyDescriptive comparison – does not change the model score.
311 peersSolvency48%
Close to the peer-group midpoint
Profitability32%
Below 68% of peers
Liquidity59%
Better than 59% of peers
Revenue growth22%
Below 78% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings64 days after period end
92 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-27 18:0963/100 · v0.14
B1 → B1 · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-27
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-07-30
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Koskia Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.