Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Kotipalvelu m&j oy
Kotipalvelu m&j oy was declared bankrupt 2025-11-04. In its latest retained statement for 2023-09-30, revenue was €186,930 and operating profit was -€12,334.
Business ID 3297959-1BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3297959-1
- Sector
- Home help services for older persons and persons with disabilities
- Municipality
- Jackarby
- Company form
- Limited company
- Registration date
- 2022-07-11
- Business ID registration date
- 2022-07-04
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Järvikyläntie 38, 07320, Jackarby
About Kotipalvelu m&j oy
Financial position and key figures for the company.
Kotipalvelu m&j oy was declared bankrupt 2025-11-04. In its latest retained statement for 2023-09-30, revenue was €186,930 and operating profit was -€12,334. The latest retained financial statement for 2023-09-30 shows revenue of €186,930 and profit for the financial year of -€11,969. Based on the latest retained statement, revenue growth was not currently available, operating margin was -6.6%, and equity ratio was -73.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-6.6%
Equity ratio-73.1%
Balance-sheet contextLatest financial period
Cash and bank€5,851Previous: No comparison value
Equity-€11,969Previous: No comparison value
Liabilities€28,332Previous: No comparison value
Current assets€16,363Previous: No comparison value
Current liabilities€28,332Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioWeak
7/100 · Trend unavailable
Operating profit marginWeak
34/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3297959-1
EU IDFIFPRO.3297959-1
MunicipalityJackarby
Current registered entries
2022-07-11Registered in Tax Administration (Tax Administration)
2022-07-11Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskKotipalvelu m&j oy
Grade unchangedD · new analysis 2026-10-17
14/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
2935 peersSolvency5%
Below 95% of peers
Profitability11%
Below 89% of peers
Liquidity38%
Below 62% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings158 days after period end
158 days after period end
1 consecutive periods
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1714/100 · v0.15
D → DD
2026-09-19 12:0514/100 · v0.14
D → D · -15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-09-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1429/100 · v0.14
D → DD
2026-09-1429/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
42/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-04-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kotipalvelu m&j oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.