Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
KOY Kotkan Savottakuja 3-5
KOY Kotkan Savottakuja 3-5's registered office is Fredrikshamn. It is a limited company. The company was established on 2020-08-10. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €131,416 and operating profit was €58,415.
Business ID 3140786-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3140786-6
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Fredrikshamn
- Company form
- Limited company
- Registration date
- 2020-08-10
- Business ID registration date
- 2020-06-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Siltakatu 2, 49400, Fredrikshamn
About KOY Kotkan Savottakuja 3-5
Financial position and key figures for the company.
KOY Kotkan Savottakuja 3-5's location municipality is Fredrikshamn. It is a limited company. The company was established on 2020-08-10. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €131,416 and operating profit was €58,415. The latest retained financial statement for 2025-12-31 shows revenue of €131,416 and profit for the financial year of €49,485. Based on the latest retained statement, revenue growth was +22.6%, operating margin was +44.5%, and equity ratio was +28.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth22.6%
Operating margin44.5%
Equity ratio28.3%
Balance-sheet contextLatest financial period
Other operating income€30,467Previous: €0
Cash and bank€1,370Previous: €1,508
Retained earnings€5,191Previous: €93,201
Equity€54,676Previous: €5,191
Liabilities€138,206Previous: €192,424
Current assets€58,510Previous: €57,644
Current liabilities€138,206Previous: €154,339
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
35/100 · Improving
Current ratioWeak
0/100 · Stable
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3140786-6
EU IDFIFPRO.3140786-6
MunicipalityFredrikshamn
Current registered entries
2020-08-10Registered in Patent and Registration Office (Trade Register)
2020-08-11Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKOY Kotkan Savottakuja 3-5
Grade unchangedB1 · new analysis 2026-10-18
68/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
114 peersSolvency44%
Below 56% of peers
Profitability74%
Better than 74% of peers
Liquidity36%
Below 64% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings164 days after period end
164 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- Lower industry distress context
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-10-05 16:0268/100 · v0.14
B2 → B1 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
26/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2022-03-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
KOY Kotkan Savottakuja 3-5 shows public core facts. A company representative can claim the profile, update public information, and access owner tools.