Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
KPV-Invest Oy
KPV-Invest Oy's registered office is Fredrikshamn. It is a limited company. The company was established on 2000-10-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2026-06-30, revenue was €134,473 and operating profit was €36,586.
Business ID 1623283-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1623283-4
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Fredrikshamn
- Company form
- Limited company
- Registration date
- 2000-10-12
- Business ID registration date
- 2000-10-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Puistokatu 4 lh. 7, 49400, Fredrikshamn
People and decision-makers
Pakkanen Risto SakariPuheenjohtaja
Kallio Vesa PekkaVarsinainen jäsen
About KPV-Invest Oy
Financial position and key figures for the company.
KPV-Invest Oy's location municipality is Fredrikshamn. It is a limited company. The company was established on 2000-10-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2026-06-30, revenue was €134,473 and operating profit was €36,586. The latest retained financial statement for 2026-06-30 shows revenue of €134,473 and profit for the financial year of €79,413. Based on the latest retained statement, revenue growth was -6.2%, operating margin was +27.2%, and equity ratio was +95.0%.
Auxiliary business names
Public alternate names materialized from source observations.
Haminan Meritori
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
4
2
Combined source
Derived indicators
Revenue growth-6.2%
Operating margin27.2%
Equity ratio95.0%
Balance-sheet contextLatest financial period
Cash and bank€10,633Previous: €37,860
Advances received€0Previous: €60,000
Retained earnings€567,675Previous: €583,795
Equity€657,179Previous: €629,554
Liabilities€34,353Previous: €100,120
Current assets€113,741Previous: €131,132
Current liabilities€34,353Previous: €100,120
Revenue trend6 periods
€152,352
2021-06-30
€150,808
2022-06-30
€149,774
2023-06-30
€143,507
2024-06-30
€143,432
2025-06-30
€134,473
2026-06-30
Operating profit (loss) trend5 periods
€51,786
2021-06-30
€30,860
2022-06-30
€38,102
2024-06-30
€45,102
2025-06-30
€36,586
2026-06-30
Profit (loss) for the financial year trend6 periods
€40,574
2021-06-30
€23,996
2022-06-30
-€25,118
2023-06-30
€34,593
2024-06-30
€35,667
2025-06-30
€79,413
2026-06-30
Assets trend6 periods
€770,950
2021-06-30
€756,227
2022-06-30
€730,597
2023-06-30
€724,785
2024-06-30
€729,673
2025-06-30
€691,532
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioWeak
10/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | 2026-06-30 |
|---|---|---|---|---|---|---|
| Equity ratio | 87.7 % | 92.5 % | 91.5 % | 89.3 % | 86.3 % | 95.0 % |
| Current ratio | - | - | - | - | 0.38x | 0.31x |
| Operating profit margin | 33.9 % | 20.5 % | - | 26.6 % | 31.4 % | 27.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1623283-4
EU IDFIFPRO.1623283-4
MunicipalityFredrikshamn
Current registered entries
2000-10-02Registered in Tax Administration (Tax Administration)
2000-10-12Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Pakkanen Risto SakariPuheenjohtajaSources: 3 · Confidence: 78%
Kallio Vesa PekkaVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodKPV-Invest Oy
Grade unchangedA2 · new analysis 2026-10-17
82/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
44 peersSolvency84%
Better than 84% of peers
Profitability61%
Better than 61% of peers
Liquidity36%
Below 64% of peers
Revenue growth27%
Below 73% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings102 days after period end
103 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-10-1782/100 · v0.15
A2 → A2 · -2 points- Revenue: Not enough history → Stable
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
A2
2026-10-1784/100 · v0.14
A2 → A2 · +1 pointsA2
2026-09-1483/100 · v0.14
A2 → A2- Revenue: Stable
- Profitability: Improving
- Solvency: Stable
A2
2026-09-1483/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
10 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Financial statement availableFinancialEvidence verified
30 Jun 2026 · PRH / XBRLFinancial period ends 2026-06-30.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-10-10
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
KPV-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.