Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Kramat Oy
Kramat Oy's registered office is Toivala. It is a limited company. The company was established on 1993-05-05. It operates in the industry of retail sale of fish, crustaceans and molluscs. In its latest retained statement for 2025-08-31, revenue was €1,225,476 and operating profit was €21,045.
Business ID 0944375-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0944375-6
- Sector
- Retail sale of fish, crustaceans and molluscs
- Municipality
- Toivala
- Company form
- Limited company
- Registration date
- 1993-05-05
- Business ID registration date
- 1993-10-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kuskintie 7, 70900, Toivala
Phone: +358500737307Source observation
Email: [email protected]Source observation
Website: https://kramat.fiSource observation
People and decision-makers
Ylihärsilä Kari YrjöVarsinainen jäsen
Colliander Tommi SakariTilintarkastaja
Ylihärsilä Emmi StiinaVarajäsen
About Kramat Oy
Financial position and key figures for the company.
Kramat Oy's location municipality is Toivala. It is a limited company. The company was established on 1993-05-05. It operates in the industry of retail sale of fish, crustaceans and molluscs. In its latest retained statement for 2025-08-31, revenue was €1,225,476 and operating profit was €21,045. The latest retained financial statement for 2025-08-31 shows revenue of €1,225,476 and profit for the financial year of €11,981. Based on the latest retained statement, revenue growth was +81.2%, operating margin was +1.7%, and equity ratio was +4.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
0
0
Source observation
Derived indicators
Revenue growth81.2%
Operating margin1.7%
Equity ratio4.2%
Revenue€1,225,476+€548,976 (+81.1%) vs previous periodPrevious: €676,500
Operating profit (loss)€21,045+€174,003 (+113.8%) vs previous periodPrevious: -€152,958
Profit (loss) for the financial year€11,981+€178,367 (+107.2%) vs previous periodPrevious: -€166,386
Assets€723,786+€93,181 (+14.8%) vs previous periodPrevious: €630,605
Balance-sheet contextLatest financial period
Employees7Previous: 3
Revenue trend5 periods
€129,697
2021-08-31
€683,351
2022-08-31
€1,302,025
2023-08-31
€676,500
2024-08-31
€1,225,476
2025-08-31
Operating profit (loss) trend5 periods
-€10,442
2021-08-31
€41,706
2022-08-31
€182,250
2023-08-31
-€152,958
2024-08-31
€21,045
2025-08-31
Profit (loss) for the financial year trend5 periods
-€10,508
2021-08-31
€34,514
2022-08-31
€142,389
2023-08-31
-€166,386
2024-08-31
€11,981
2025-08-31
Assets trend5 periods
€20,472
2021-08-31
€281,189
2022-08-31
€428,235
2023-08-31
€630,605
2024-08-31
€723,786
2025-08-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €1,225,476 | €676,500 | €1,302,025 | €683,351 | €129,697 |
| Revenue growth | - | 81,2 % | -48 % | 90,5 % | 426,9 % | 26,3 % |
| Operating profit | - | €21,045 | -€152,958 | €182,250 | €41,706 | -€10,442 |
| EBIT margin | - | 1,7 % | -22 % | 14 % | 6,1 % | -8,1 % |
| Profit for the financial year | - | €11,981 | -€166,386 | €142,389 | €34,514 | -€10,508 |
| Profit before taxes | - | - | -€166,386 | €178,003 | - | - |
| Equity ratio | - | 4,2 % | 2,9 % | 43,2 % | 15,1 % | - |
| Balance sheet total | - | €723,786 | €630,605 | €428,235 | €281,189 | €20,472 |
| Employees | 7 | 7 | 3 | 3 | 2 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
5/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
54/100 · Improving
Ratio history
| Ratio | 2021-08-31 | 2022-08-31 | 2023-08-31 | 2024-08-31 | 2025-08-31 |
|---|---|---|---|---|---|
| Equity ratio | - | 15.1 % | 43.2 % | 2.9 % | 4.2 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -8.1 % | 6.1 % | 14.0 % | -22.0 % | 1.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0944375-6
VAT IDFI09443756
EU IDFIFPRO.0944375-6
MunicipalityToivala
Current registered entries
1993-10-25Registered in Tax Administration (Tax Administration)
2019-03-19Registered in Patent and Registration Office (Trade Register)
2019-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-04-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Ylihärsilä Kari YrjöVarsinainen jäsenSources: 5 · Confidence: 78%
Colliander Tommi SakariTilintarkastajaSources: 2 · Confidence: 78%
Ylihärsilä Emmi StiinaVarajäsenSources: 2 · Confidence: 78%
Olli-Pekka JalkanenVaratilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryKramat Oy
Grade upgradedB3 → B2 · new analysis 2026-10-20
50/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
155 peersSolvency10%
Below 90% of peers
Profitability44%
Below 56% of peers
Revenue growth98%
Better than 98% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-2050/100 · v0.15
B3 → B2 · +2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B3
2026-10-0648/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
24/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-04-23
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kramat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.