Business profile

Kredit Finance Oy

Kredit Finance Oy's registered office is Helsingfors. It is a limited company. The company was established on 2018-12-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.

Claim profileContact details
Business ID 2956689-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2956689-2
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Helsingfors
Company form
Limited company
Registration date
2018-12-20
Business ID registration date
2018-12-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Haapaniemenkatu 7-9 B, 00530, Helsingfors

Phone: +358985665550Source observation

Email: [email protected]Source observation

Website: https://credinord.comSource observation

People and decision-makers

Lindroos Roope ValtteriPuheenjohtaja
Forsbom Jim KristianVarsinainen jäsen
Mäkäläinen Mika TapaniVarajäsen

About Kredit Finance Oy

Financial position and key figures for the company.

Kredit Finance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2018-12-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +95.3%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2024-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio95.3%
Operating profit (loss)-€2,073+€3,525 (+63.0%) vs previous periodPrevious: -€5,598
Profit (loss) for the financial year-€2,414+€3,322 (+57.9%) vs previous periodPrevious: -€5,736
Assets€83,337-€5,351 (-6.0%) vs previous periodPrevious: €88,688
Balance-sheet contextLatest financial period
Profit before taxes-€2,414Previous: -€5,736
Employees0Previous: 0
Revenue trend4 periods
€8,876
2020-12-31
€0
2021-12-31
€16,024
2022-12-31
€1,587
2023-12-31
Operating profit (loss) trend5 periods
-€7,342
2020-12-31
-€8,579
2021-12-31
€10,644
2022-12-31
-€5,598
2023-12-31
-€2,073
2024-12-31
Profit (loss) for the financial year trend5 periods
-€19,746
2020-12-31
-€18,090
2021-12-31
€3,232
2022-12-31
-€5,736
2023-12-31
-€2,414
2024-12-31
Assets trend5 periods
€246,249
2020-12-31
€114,217
2021-12-31
€110,613
2022-12-31
€88,688
2023-12-31
€83,337
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Improving
95.3 %2023-12-31: 93.2 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2023-12-31: -352.7 %
Ratio history
Ratio2020-12-312021-12-312022-12-312023-12-312024-12-31
Equity ratio-5.1 %-26.9 %79.9 %93.2 %95.3 %
Current ratio-----
Operating profit margin-74.4 %-66.4 %-352.7 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2956689-2
EU IDFIFPRO.2956689-2
MunicipalityHelsingfors
Current registered entries
2018-12-05Registered in Tax Administration (Prepayment Register)
2018-12-20Registered in Tax Administration (Tax Administration)
2018-12-20Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Lindroos Roope ValtteriPuheenjohtajaSources: 5 · Confidence: 78%
Forsbom Jim KristianVarsinainen jäsenSources: 4 · Confidence: 78%
Mäkäläinen Mika TapaniVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodKredit Finance Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score72/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityNot enough history
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1772/100 · v0.15
A3 → A3 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Usable financial evidence → Limited financial evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
A3
2026-09-1975/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2025-06-27

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Kredit Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.