Business profile

Kristina-Invest Oy

Kristina-Invest Oy's registered office is Valko. It is a limited company. The company was established on 1988-02-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-08-31, revenue was €79,882 and operating profit was €10,061.

Claim profileContact details
Business ID 0694900-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0694900-6
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Valko
Company form
Limited company
Registration date
1988-02-24
Business ID registration date
1988-03-28
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: KÄRKIKUJA 2, 07910, Valko

Phone: +358407501617Source observation

People and decision-makers

Hämäläinen Esa-Pentti JuhaniToimitusjohtaja

About Kristina-Invest Oy

Financial position and key figures for the company.

Kristina-Invest Oy's location municipality is Valko. It is a limited company. The company was established on 1988-02-24. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-08-31, revenue was €79,882 and operating profit was €10,061. The latest retained financial statement for 2025-08-31 shows revenue of €79,882 and profit for the financial year of €7,770. Based on the latest retained statement, revenue growth was -59.0%, operating margin was +12.6%, and equity ratio was not currently available.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Arvopaperikauppa sekä pankkiiriliike ja muu sijoitustoiminta sekä sijoitus- ja liiketaloudellinen konsultointi. Yhtiö voi myös omistaa ja hallita kiinteää omaisuutta ja vuokraoikeuksia sekä rakennuksia ja osakkeita.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-08-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-59.0%
Operating margin12.6%
Revenue€79,882-€114,853 (-59.0%) vs previous periodPrevious: €194,735
Operating profit (loss)€10,061-€32,324 (-76.3%) vs previous periodPrevious: €42,385
Profit (loss) for the financial year€7,770-€29,816 (-79.3%) vs previous periodPrevious: €37,586
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€287,272
2021-08-31
€48,749
2022-08-31
€25,224
2023-08-31
€194,735
2024-08-31
€79,882
2025-08-31
Operating profit (loss) trend5 periods
€47,361
2021-08-31
-€8,848
2022-08-31
-€9,788
2023-08-31
€42,385
2024-08-31
€10,061
2025-08-31
Profit (loss) for the financial year trend5 periods
€40,138
2021-08-31
-€8,086
2022-08-31
-€9,829
2023-08-31
€37,586
2024-08-31
€7,770
2025-08-31
Assets trend4 periods
€336,644
2021-08-31
€313,875
2022-08-31
€290,606
2023-08-31
€291,935
2024-08-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioNot assessable
0/100 · Trend unavailable
Not available2024-08-31: 86.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-08-31: Ei saatavilla
Operating profit marginGood
81/100 · Declining
12.6 %2024-08-31: 21.8 %
Ratio history
Ratio2021-08-312022-08-312023-08-312024-08-312025-08-31
Equity ratio87.5 %83.8 %79.9 %86.0 %-
Current ratio-----
Operating profit margin16.5 %-18.1 %-38.8 %21.8 %12.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0694900-6
EU IDFIFPRO.0694900-6
MunicipalityValko
Current registered entries
1988-02-24Registered in Patent and Registration Office (Trade Register)
1988-03-28Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Hämäläinen Esa-Pentti JuhaniToimitusjohtajaSources: 6 · Confidence: 78%
Hämäläinen Esa-Pentti JuhaniVarsinainen jäsenSources: 3 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodKristina-Invest Oy
Grade unchangedA3 · new analysis 2026-10-20
Model score79/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-2079/100 · v0.15
A3 → A3 · +4 points
  • Revenue: Not enough history → Volatile
  • Profitability: Not enough history → Volatile
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
A3
2026-09-2675/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-20
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 38 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2025-11-29

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Kristina-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.