Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kuljetusliike Jorma Saari Oy
Kuljetusliike Jorma Saari Oy's registered office is Turku. It is a limited company. The company was established on 1992-12-31. It operates in the industry of freight transport by road. In its latest retained statement for 2026-01-31, revenue was €3,790,560 and operating profit was €534,129.
Business ID 0912088-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0912088-5
- Sector
- Freight transport by road
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1992-12-31
- Business ID registration date
- 1992-12-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kärsämäentie 49, 20360, Turku
Website: https://www.jormasaarioy.fiSource observation
About Kuljetusliike Jorma Saari Oy
Financial position and key figures for the company.
Kuljetusliike Jorma Saari Oy's location municipality is Turku. It is a limited company. The company was established on 1992-12-31. It operates in the industry of freight transport by road. In its latest retained statement for 2026-01-31, revenue was €3,790,560 and operating profit was €534,129. The latest retained financial statement for 2026-01-31 shows revenue of €3,790,560 and profit for the financial year of €384,631. Based on the latest retained statement, revenue growth was +11.7%, operating margin was +14.1%, and equity ratio was +55.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth11.7%
Operating margin14.1%
Equity ratio55.9%
Balance-sheet contextLatest financial period
Other operating income€64,043Previous: €30,000
Provisions or reserves€427,944Previous: €359,323
Cash and bank€842,983Previous: €594,805
Retained earnings€1,368,826Previous: €1,191,830
Equity€1,761,457Previous: €1,496,826
Liabilities€963,434Previous: €858,318
Current assets€1,171,685Previous: €956,166
Current liabilities€629,900Previous: €646,205
Revenue trend2 periods
€3,394,427
2025-01-31
€3,790,560
2026-01-31
Operating profit (loss) trend2 periods
€352,888
2025-01-31
€534,129
2026-01-31
Profit (loss) for the financial year trend2 periods
€296,997
2025-01-31
€384,631
2026-01-31
Assets trend2 periods
€2,714,468
2025-01-31
€3,152,836
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
87/100 · Improving
Current ratioSatisfactory
45/100 · Improving
Operating profit marginGood
85/100 · Improving
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 68.4 % | 69.4 % |
| Current ratio | 0.92x | 1.34x |
| Operating profit margin | 10.3 % | 13.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0912088-5
VAT IDFI09120885
EU IDFIFPRO.0912088-5
MunicipalityTurku
Current registered entries
1992-12-30Registered in Tax Administration (Tax Administration)
1992-12-31Registered in Patent and Registration Office (Trade Register)
1994-02-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKuljetusliike Jorma Saari Oy
Grade unchangedA3 · new analysis 2026-10-17
79/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
30 peersSolvency87%
Better than 87% of peers
Profitability97%
Better than 97% of peers
Liquidity97%
Better than 97% of peers
Revenue growth90%
Better than 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings136 days after period end
153 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 3 financial domains
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1779/100 · v0.15
A3 → A3A3
2026-09-18 04:5779/100 · v0.14
B1 → A3 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1462/100 · v0.14
B1 → B1B1
2026-09-1462/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-06-16
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kuljetusliike Jorma Saari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.