Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Kulmar Oy
Kulmar Oy's registered office is Lahti. It is a limited partnership. The company was established on 1992-01-22. It operates in the industry of freight transport by road. In its latest retained statement for 2025-06-30, revenue was €872,257 and operating profit was €15,518.
Business ID 0878560-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0878560-7
- Sector
- Freight transport by road
- Municipality
- Lahti
- Company form
- Limited partnership
- Registration date
- 1992-01-22
- Business ID registration date
- 1992-03-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Yläpellonkatu 16, 15610, Lahti
Phone: +358505849551Source observation
Email: [email protected]Source observation
People and decision-makers
Manninen Ari Matti TapaniToimitusjohtaja
About Kulmar Oy
Financial position and key figures for the company.
Kulmar Oy's location municipality is Lahti. It is a limited partnership. The company was established on 1992-01-22. It operates in the industry of freight transport by road. In its latest retained statement for 2025-06-30, revenue was €872,257 and operating profit was €15,518. The latest retained financial statement for 2025-06-30 shows revenue of €872,257 and profit for the financial year of €12,132. Based on the latest retained statement, revenue growth was -26.4%, operating margin was +1.8%, and equity ratio was +59.4%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on tieliikenteen tavarakuljetukset ja kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth-26.4%
Operating margin1.8%
Equity ratio59.4%
Revenue€872,257-€313,736 (-26.5%) vs previous periodPrevious: €1,185,993
Operating profit (loss)€15,518-€108,487 (-87.5%) vs previous periodPrevious: €124,005
Profit (loss) for the financial year€12,132-€86,557 (-87.7%) vs previous periodPrevious: €98,689
Assets€323,860-€56,138 (-14.8%) vs previous periodPrevious: €379,997
Balance-sheet contextLatest financial period
Profit before taxes€15,470Previous: €123,964
Employees8Previous: No comparison value
Revenue trend2 periods
€1,185,993
2024-06-30
€872,257
2025-06-30
Operating profit (loss) trend2 periods
€124,005
2024-06-30
€15,518
2025-06-30
Profit (loss) for the financial year trend2 periods
€98,689
2024-06-30
€12,132
2025-06-30
Assets trend3 periods
€375,479
2023-06-28
€379,997
2024-06-30
€323,860
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
74/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
54/100 · Declining
Ratio history
| Ratio | 2023-06-28 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Equity ratio | 44.0 % | 54.9 % | 59.4 % |
| Current ratio | - | - | - |
| Operating profit margin | - | 10.5 % | 1.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0878560-7
VAT IDFI08785607
EU IDFIFPRO.0878560-7
MunicipalityLahti
Current registered entries
1992-01-22Registered in Patent and Registration Office (Trade Register)
1992-03-09Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Manninen Ari Matti TapaniToimitusjohtajaSources: 6 · Confidence: 78%
Manninen Ari Matti TapaniVarsinainen jäsenSources: 3 · Confidence: 78%
Heikkilä Markku JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Manninen Mira PaulinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableKulmar Oy
62/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
247 peersSolvency51%
Close to the peer-group midpoint
Profitability40%
Below 60% of peers
Revenue growth10%
Below 90% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Elevated industry distress context
B1
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 34 years of registry continuity.
Registry and status signalsSeurattava
59/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-11-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kulmar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.