Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
KULMIL OY
KULMIL OY's registered office is Salo. It is a limited company. The company was established on 2021-10-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €68,133 and operating profit was €2,469.
Business ID 3242911-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3242911-9
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Salo
- Company form
- Limited company
- Registration date
- 2021-10-25
- Business ID registration date
- 2021-10-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Turuntie 9, 24240, Salo
People and decision-makers
Alanko Jukka OlaviPuheenjohtaja
Ketonen Antti TapaniVarsinainen jäsen
Ville VirtanenHallitus: varajäsen
About KULMIL OY
Financial position and key figures for the company.
KULMIL OY's location municipality is Salo. It is a limited company. The company was established on 2021-10-25. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €68,133 and operating profit was €2,469. The latest retained financial statement for 2025-12-31 shows revenue of €68,133 and profit for the financial year of -€4,829. Based on the latest retained statement, revenue growth was +0.7%, operating margin was +3.6%, and equity ratio was +4.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
Combined source
Derived indicators
Revenue growth0.7%
Operating margin3.6%
Equity ratio4.4%
Balance-sheet contextLatest financial period
Cash and bank€3,599Previous: €5,129
Retained earnings€15,316Previous: €11,225
Profit before taxes-€4,827Previous: €5,114
Equity€10,488Previous: €15,316
Liabilities€227,575Previous: €240,484
Current assets€7,359Previous: €10,474
Current liabilities€23,321Previous: €24,762
Employees0Previous: 0
Revenue trend4 periods
€73,280
2022-12-31
€59,056
2023-12-31
€67,657
2024-12-31
€68,133
2025-12-31
Operating profit (loss) trend4 periods
€15,455
2022-12-31
€15,319
2023-12-31
€14,598
2024-12-31
€2,469
2025-12-31
Profit (loss) for the financial year trend4 periods
€9,712
2022-12-31
€1,512
2023-12-31
€4,091
2024-12-31
-€4,829
2025-12-31
Assets trend4 periods
€288,281
2022-12-31
€268,003
2023-12-31
€255,801
2024-12-31
€238,063
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
6/100 · Declining
Current ratioWeak
5/100 · Declining
Operating profit marginSatisfactory
59/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 3.4 % | 4.2 % | 6.0 % | 4.4 % |
| Current ratio | - | - | 0.21x | 0.15x |
| Operating profit margin | 21.1 % | 25.9 % | 21.6 % | 3.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3242911-9
VAT IDFI32429119
EU IDFIFPRO.3242911-9
MunicipalitySalo
Current registered entries
2021-10-19Registered in Tax Administration (Prepayment Register)
2021-10-25Registered in Tax Administration (Tax Administration)
2021-10-25Registered in Patent and Registration Office (Trade Register)
2021-11-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Alanko Jukka OlaviPuheenjohtajaSources: 4 · Confidence: 78%
Ketonen Antti TapaniVarsinainen jäsenSources: 3 · Confidence: 78%
Ville VirtanenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorKULMIL OY
Grade downgradedB2 → B3 · new analysis 2026-10-15
48/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
34 peersSolvency21%
Below 79% of peers
Profitability44%
Below 56% of peers
Liquidity68%
Better than 68% of peers
Revenue growth71%
Better than 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings72 days after period end
72 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-15 15:3848/100 · v0.14
B2 → B3 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1452/100 · v0.14
B2 → B2- Revenue: Improving
- Profitability: Deteriorating
- Solvency: Stable
B2
2026-09-1452/100 · v0.13
B2 → B2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1352/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-13
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
KULMIL OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.