Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Kunnallisankkuri Oy
Kunnallisankkuri Oy's registered office is Hammaslahti. It is a limited company. The company was established on 1990-08-08. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €81,263 and operating profit was -€3,456.
Business ID 0802783-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0802783-0
- Sector
- Business and other management consultancy activities
- Municipality
- Hammaslahti
- Company form
- Limited company
- Registration date
- 1990-08-08
- Business ID registration date
- 1990-06-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: RUOHOLAHDENTIE 78, 82200, Hammaslahti
About Kunnallisankkuri Oy
Financial position and key figures for the company.
Kunnallisankkuri Oy's location municipality is Hammaslahti. It is a limited company. The company was established on 1990-08-08. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €81,263 and operating profit was -€3,456. The latest retained financial statement for 2025-12-31 shows revenue of €81,263 and profit for the financial year of -€3,455. Based on the latest retained statement, revenue growth was +25.3%, operating margin was -4.3%, and equity ratio was +50.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth25.3%
Operating margin-4.3%
Equity ratio50.5%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €248
Inventory€16,741Previous: €17,383
Cash and bank€24,354Previous: €20,476
Retained earnings€22,923Previous: €33,215
Equity€24,513Previous: €30,400
Liabilities€23,985Previous: €18,064
Current assets€47,510Previous: €47,372
Current liabilities€23,985Previous: €18,064
Revenue trend2 periods
€64,870
2024-12-31
€81,263
2025-12-31
Operating profit (loss) trend2 periods
-€8,104
2024-12-31
-€3,456
2025-12-31
Profit (loss) for the financial year trend2 periods
-€7,860
2024-12-31
-€3,455
2025-12-31
Assets trend2 periods
€48,464
2024-12-31
€48,498
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
63/100 · Declining
Current ratioSatisfactory
57/100 · Declining
Operating profit marginWeak
39/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 62.7 % | 50.5 % |
| Current ratio | 2.10x | 1.71x |
| Operating profit margin | -12.4 % | -4.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0802783-0
VAT IDFI08027830
EU IDFIFPRO.0802783-0
MunicipalityHammaslahti
Current registered entries
1990-06-19Registered in Tax Administration (Tax Administration)
1990-08-08Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKunnallisankkuri Oy
Grade unchangedA3 · new analysis 2026-10-18
74/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
252 peersSolvency35%
Below 65% of peers
Profitability36%
Below 64% of peers
Liquidity68%
Better than 68% of peers
Revenue growth85%
Better than 85% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
116 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1874/100 · v0.15
A3 → A3A3
2026-10-01 15:0774/100 · v0.14
A3 → A3 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 36 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-04-16
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kunnallisankkuri Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.