Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Business profile
Kuumar Oy
Kuumar Oy's registered office is Vanda. It is a limited company. The company was established on 2013-06-12. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-10-31, revenue was €133,099 and operating profit was €2,180.
Business ID 2550615-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2550615-5
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2013-06-12
- Business ID registration date
- 2013-05-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lentäjäntie 1, 01530, Vanda
About Kuumar Oy
Financial position and key figures for the company.
Kuumar Oy's location municipality is Vanda. It is a limited company. The company was established on 2013-06-12. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-10-31, revenue was €133,099 and operating profit was €2,180. The latest retained financial statement for 2025-10-31 shows revenue of €133,099 and profit for the financial year of -€830. Based on the latest retained statement, revenue growth was +8.6%, operating margin was +1.6%, and equity ratio was -6.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth8.6%
Operating margin1.6%
Equity ratio-6.3%
Balance-sheet contextLatest financial period
Cash and bank€10,665Previous: €27
Retained earnings-€5,870Previous: €21,325
Equity-€4,201Previous: -€3,370
Liabilities€70,379Previous: €86,047
Current assets€34,841Previous: €42,633
Current liabilities€33,100Previous: €42,076
Revenue trend2 periods
€122,521
2024-10-31
€133,099
2025-10-31
Operating profit (loss) trend2 periods
-€24,278
2024-10-31
€2,180
2025-10-31
Profit (loss) for the financial year trend2 periods
-€27,196
2024-10-31
-€830
2025-10-31
Assets trend2 periods
€82,677
2024-10-31
€66,179
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
11/100 · Improving
Operating profit marginPassable
54/100 · Improving
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | -4.1 % | -6.3 % |
| Current ratio | 0.00x | 0.32x |
| Operating profit margin | -19.8 % | 1.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2550615-5
VAT IDFI25506155
EU IDFIFPRO.2550615-5
MunicipalityVanda
Current registered entries
2013-05-28VAT-liable for business activity in Tax Administration (VAT Register)
2013-06-12Registered in Patent and Registration Office (Trade Register)
2013-06-13Registered in Tax Administration (Tax Administration)
2022-09-05Registered in Tax Administration (Employer Register)
2022-09-05Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskKuumar Oy
Grade downgradedB1 → C · new analysis 2026-10-02
34/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
42 peersSolvency12%
Below 88% of peers
Profitability31%
Below 69% of peers
Liquidity36%
Below 64% of peers
Revenue growth76%
Better than 76% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings85 days after period end
100 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-10-02 19:0334/100 · v0.14
B1 → C · -28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-01-24
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Kuumar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.