Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
KuvaSeppälä-yhtiöt Oy
KuvaSeppälä-yhtiöt Oy's registered office is Vaasa. It is a limited company. The company was established on 1978-05-12. It operates in the industry of photographic activities. In its latest retained statement for 2026-03-31, revenue was €480,525 and operating profit was €256,374.
Business ID 0451170-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0451170-5
- Sector
- Photographic activities
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 1978-05-12
- Business ID registration date
- 1982-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VASARATIE 2 A, 65350, Vaasa
Phone: +358201133300Source observation
Website: https://lofroth.fiSource observation
Instagram profile: https://www.instagram.com/aperdudeSource: company website
Facebook profile: https://www.facebook.com/AperDude-AKA-Krister-Lofroth-698699716943047Source: company website
People and decision-makers
Seppälä Heikki OlaviToimitusjohtaja
About KuvaSeppälä-yhtiöt Oy
Financial position and key figures for the company.
KuvaSeppälä-yhtiöt Oy's location municipality is Vaasa. It is a limited company. The company was established on 1978-05-12. It operates in the industry of photographic activities. In its latest retained statement for 2026-03-31, revenue was €480,525 and operating profit was €256,374. The latest retained financial statement for 2026-03-31 shows revenue of €480,525 and profit for the financial year of €70,803. Based on the latest retained statement, revenue growth was -21.6%, operating margin was +14.7%, and equity ratio was +46.8%.
Auxiliary business names
Public alternate names materialized from source observations.
KuvaSeppälä-yhtiötSeppälän ValokuvaamoTampereen KuvaSeppälä
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on emoyhtiönä toimiminen, hallinto, ICT ja rahoituspalveluiden myynti, sijoitustoiminta, valokuvaustoiminnan kehittäminen ja alan konsultointi sekä valokuvausalan kauppa ja valokuvaus.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
0
0
Enriched source observation
Derived indicators
Revenue growth-21.6%
Operating margin14.7%
Equity ratio46.8%
Revenue€480,525-€132,174 (-21.6%) vs previous periodPrevious: €612,699
Operating profit (loss)€256,374+€72,058 (+39.1%) vs previous periodPrevious: €184,317
Profit (loss) for the financial year€70,803-€455,826 (-86.6%) vs previous periodPrevious: €526,629
Assets€18,415,431-€2,567,702 (-12.2%) vs previous periodPrevious: €20,983,133
Balance-sheet contextLatest financial period
Employees5Previous: 9
Revenue trend5 periods
€763,608
2022-03-31
€743,282
2023-03-31
€817,108
2024-03-31
€612,699
2025-03-31
€480,525
2026-03-31
Operating profit (loss) trend5 periods
-€123,142
2022-03-31
€261,199
2023-03-31
€282,495
2024-03-31
€184,317
2025-03-31
€256,374
2026-03-31
Profit (loss) for the financial year trend5 periods
€218,411
2022-03-31
€776,377
2023-03-31
€368,571
2024-03-31
€526,629
2025-03-31
€70,803
2026-03-31
Assets trend5 periods
€16,362,475
2022-03-31
€16,162,790
2023-03-31
€17,676,968
2024-03-31
€20,983,133
2025-03-31
€18,415,431
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
59/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
87/100 · Improving
Ratio history
| Ratio | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|
| Equity ratio | 37.6 % | 40.4 % | 38.6 % | 58.9 % | 46.8 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -7.3 % | 13.8 % | 14.0 % | 9.8 % | 14.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0451170-5
VAT IDFI04511705
EU IDFIFPRO.0451170-5
MunicipalityVaasa
Current registered entries
1978-05-12Registered in Patent and Registration Office (Trade Register)
1982-01-01Registered in Tax Administration (Employer Register)
1982-01-08Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2000-03-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Seppälä Heikki OlaviToimitusjohtajaSources: 2 · Confidence: 76%
Seppälä Heikki OlaviPuheenjohtajaSources: 3 · Confidence: 78%
Seppälä Karoliina SofiaVarsinainen jäsenSources: 4 · Confidence: 78%
Seppälä Kalle SamuliVarsinainen jäsenSources: 4 · Confidence: 78%
Ingela TågPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodKuvaSeppälä-yhtiöt Oy
Grade unchangedA3 · new analysis 2026-10-18
78/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
58 peersSolvency36%
Below 64% of peers
Profitability69%
Better than 69% of peers
Revenue growth17%
Below 83% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1878/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-1679/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 48 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-09-02
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-28.
This company profile has not been claimed yet
KuvaSeppälä-yhtiöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.